13 Windsor Ct, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 13 Windsor Ct, Jefferson, MA 01522

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,266 sqft · built 1986
Lot Size	0.477 acres (20,767 sqft)
Owner	2 Individual Names on File
Last Sale	$282,000 (Sep 2016)
Tax Bill	$7,808 (2026)
Deeds & Mortgages	Jul 2023 Refinance Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:103 B:131`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:103 B:131`
Alternative APNs	`M:00103 P:00131` `7729`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,266 sqft Living Area
Gross Area	4,549 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	234 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,767 sqft (0.477 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7729
Street Address	13 WINDSOR CT
City	JEFFERSON
State	MA
Zip	01522-1457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	131
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	2
Census Block	2001
Census Tract	728300

Owner

13 Windsor Ct is owned and occupied by two individuals who bought it in September 2016.

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 WINDSOR CT, JEFFERSON, MA 01522-1457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CLINTON SAVINGS BANK
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Apr 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2016 · Amount on File
Deed Sale	Sep 30, 2016 · Amount on File
Prior Sale	Sep 15, 2016 · Amount on File
Deed Book / Page	56055 / 209
Transfer Doc	056055-209
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	13 WINDSOR CT, JEFFERSON, MA 01522-1457
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069365-98
Date	Jul 11, 2023
Book Page	69365/98
Instrument	54895

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	13 WINDSOR CT, JEFFERSON, MA 01522-1457
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066792-195
Date	Dec 21, 2021
Book Page	66792/195
Instrument	177900

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	169 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	13 WINDSOR CT, JEFFERSON, MA 01522-1457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62161-162
Date	Apr 6, 2020
Book Page	62161/162
Instrument	34634

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 13 Windsor Ct was $7,808, up 2.6% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,808.00 (+2.57%)	$579,200 (+5.46%) Land $190,800 Building $388,400	$624,085 (+15.72%)
2025	$7,612.00 (+1.71%)	$549,200 (+3.84%) Land $181,600 Building $367,600	$539,315
2024	$7,484.00 (+26.08%)	$528,900 (+33.56%) Land $176,400 Building $352,500
2023	$5,936.00	$396,000 Land $153,300 Building $242,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Windsor Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Windsor Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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