13 Willow St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 13 Willow St, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1910
Lot Size	0.145 acres (6,325 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jan 2026)
Tax Bill	$4,086 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0113 B:0000 L:40`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0113 B:0000 L:40`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	3,296 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,325 sqft (0.145 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	13 WILLOW ST
City	HOLYOKE
State	MA
Zip	01040-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Lot Number	40
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	2
Census Block	2003
Census Tract	812104

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 WILLOW ST, HOLYOKE, MA 01040-3524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage HOLYOKE CITY OF
Jan 9, 2026	Fiduciary Deed, Transfer · Conventional Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Jul 20, 1989 · Amount on Record
Deed Book / Page	26182 / 259
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	13 WILLOW ST, HOLYOKE, MA 01040-3524
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026182-293
Date	Jan 9, 2026
Book Page	26182/293
Instrument	1208

Lender

Name	HOLYOKE CITY OF

Agreement

Amount	Amount Recorded

January 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jan 9, 2026
Property Address	13 WILLOW ST, HOLYOKE, MA 01040-3524
Document Number	026182-259
Book / Page	26182 / 259
Instrument Date	Jan 9, 2026
Instrument	1205
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WILLOW ST, HOLYOKE, MA 01040-3524

Mortgage

Document Number	0000001206
Date	Jan 9, 2026
Instrument	1206

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	026182-284
Date	Jan 9, 2026
Book Page	26182/284
Instrument	1207

Lender

Name	MASSACHUSETTS HOUSING PARTNERSHIP FUND
Type	Government Agency

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,086.00 (+6.82%)	$234,400 (+6.98%) Land $44,800 Building $181,400	$187,020 (-30.8%)
2025	$3,825.00 (+10.29%)	$219,100 (+19.73%) Land $41,900 Building $177,200	$270,275 (+5.84%)
2024	$3,468.00 (+4.62%)	$183,000 (+3.57%) Land $39,700 Building $143,300	$255,360
2023	$3,315.00	$176,700 Land $39,700 Building $137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Netafy.

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