13 Willow Dr, Henderson, KY 42420 Property Records

Henderson County property record for 13 Willow Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,817 sqft · built 1997
Lot Size	0.187 acres (8,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,000 (Jan 2024)
Tax Bill	$1,375 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55B-92`

Property Details

APN / Parcel Number

Primary APN	`55B-92`
Alternative APNs	`42729` `50998` `53073`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,817 sqft Finished Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,150 sqft (0.187 acres)
Lot Dimensions	163 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	504 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	53073
Street Address	13 WILLOW DR
City	HENDERSON
State	KY
Zip	42420-2065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	WILEY TAPP
Legal Lot Number	13
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2013
Census Tract	20604

Owner

Source: Henderson County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 WILLOW DR, HENDERSON, KY 42420-2065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed, Transfer · FHA Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Aug 17, 2022	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Sep 18, 2017	Deed of Trust, Mortgage · FHA Mortgage EVANSVILLE TEACHERS FCU
Sep 18, 2017	Deed, Transfer · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2024 · Amount on Record
Deed Sale	Jan 9, 2024 · Amount on Record
Prior Sale	Aug 17, 2022 · Amount on Record
Deed Document Number	2024177
Deed Book / Page	672 / 842
Prior Transfer Date	Sep 12, 2013
Prior Transfer Doc	RE0598/741
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jan 9, 2024
Property Address	13 WILLOW DR, HENDERSON, KY 42420-2065
Document Number	0RE672/842
Book / Page	RE672 / 842
Map Reference	MB 166 PG 351
Instrument Date	Jan 5, 2024
Instrument	2024000177
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 1ST ST, CLAY, KY 42404-2129

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 WILLOW DR, HENDERSON, KY 42420-2065

Mortgage

Document Number	2024000178
Date	Jan 9, 2024
Instrument	2024000178

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0MT1435/77
Date	Jan 9, 2024
Book Page	MT1435/77
Instrument	2024000179

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2034

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Aug 17, 2022
Property Address	13 WILLOW DR, HENDERSON, KY 42420-2065
Document Number	0RE661/581
Book / Page	RE661 / 581
Map Reference	MB 166 PG 351
Instrument Date	Aug 12, 2022
Instrument	2022008555
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8032 MARTIN MARTIN RD, 8032, HENDERSON, KY 42420-9610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WILLOW DR, HENDERSON, KY 42420-2065

Mortgage

Document Number	2022008556
Date	Aug 17, 2022
Instrument	2022008556

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	MT1400/628
Date	Aug 17, 2022
Book Page	MT1400/628
Instrument	2022008557

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	13 WILLOW DR, HENDERSON, KY 42420-2065
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1248/074
Date	Sep 18, 2017
Book Page	MT 1248/074
Instrument	2017010394

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Sep 18, 2017
Property Address	13 WILLOW DR, HENDERSON, KY 42420-2065
Document Number	RE0626/461
Book / Page	RE 0626 / 461
Map Reference	MB 166 PG 351
Instrument Date	Sep 13, 2017
Instrument	2017010393
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2466 BALMORAL DR, 2466, HENDERSON, KY 42420-2587

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WILLOW DR, HENDERSON, KY 42420-2065

Mortgage

Document Number	2017010395
Date	Sep 18, 2017
Instrument	2017010395

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2027

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,375.00 (+7%)	$124,000 (+7.83%)	$124,000 (+7.83%)
2023	$1,285.00 (+68.19%)	$115,000 (+66.67%)	$115,000 (+66.67%)
2022	$764.00	$69,000	$69,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2018–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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