13 Willow Ct, Spring Valley, IL 61362 Property Records

Bureau County property record for 13 Willow Ct, Spring Valley, IL 61362 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	built 1991
Lot Size	0.458 acres (19,950 sqft)
Owner	Individual Name on File
Last Sale	$256,000 (Dec 2020)
Tax Bill	$11,446 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2012 Mortgage + 13 more
Flood Zone	Zone X (minimal risk)
APN	`18-27-400-048`

Property Details

APN / Parcel Number

Primary APN	`18-27-400-048`
Alternative APN	`2470A2`

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	19,950 sqft (0.458 acres)
Lot Dimensions	190 ft deep x 105 ft wide

Location & Zoning

Account Number	1827400048
Street Address	13 WILLOW CT
City	SPRING VALLEY
State	IL
Zip	61362-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-WILLOW BEND SD L 13 (105 X 190) D 20-5715
Legal Range	11
Legal Township	16
Legal Section	27
Legal Subdivision	WILLOW BEND SD
Legal Lot Number	13
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3045
Census Tract	965100

Owner

Source: Bureau County records · APN 18-27-400-048

Assessment roll updated May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 05, 2022	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
May 31, 2012	Deed of Trust, Mortgage HOMETOWN NATIONAL BANK
Sep 08, 2008	Deed of Trust, Mortgage · Line of Credit HOMETOWN NATIONAL BANK
Mar 06, 2013	Deed of Trust, Mortgage HOMETOWN NATIONAL BANK
Jun 06, 2013	Deed of Trust, Mortgage · Line of Credit HOMETOWN NATIONAL BANK
Jul 17, 2015	Deed of Trust, Mortgage HOMETOWN NATIONAL BANK
Mar 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Aug 20, 2008	Deed of Trust, Mortgage · Line of Credit HOMETOWN NATIONAL BANK
May 31, 2012	Deed of Trust, Mortgage HOMETOWN NATIONAL BANK
Jan 30, 2013	Deed of Trust, Mortgage · Conventional Mortgage PERU FSB
Aug 20, 2008	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN NATIONAL BANK
Oct 10, 2006	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN NATIONAL BANK
May 08, 2009	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN NATIONAL BANK
Dec 14, 2020	Warranty Deed, Transfer
Oct 01, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	20205715
Prior Transfer Date	Sep 26, 2020
Prior Transfer Doc	2020R04450
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748
Transaction Type	Mortgage
Record Updated	May 08, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R02555
Date	Jul 05, 2022
Instrument	2022R02555

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R02410
Date	May 31, 2012
Instrument	2012R02410

Lender

Name	HOMETOWN NATIONAL BANK
Address	LA SALLE, IL 61301

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 15, 2017

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001368/428
Date	Sep 08, 2008
Book Page	1368/428
Instrument	2008_04874

Lender

Name	HOMETOWN NATIONAL BANK
Address	PERU, IL 61354

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013R01374
Date	Mar 06, 2013
Instrument	2013R01374

Lender

Name	HOMETOWN NATIONAL BANK
Address	LA SALLE, IL 61301

Agreement

Amount	Amount Recorded
Term	50 Months
Due	May 15, 2017

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013R03370
Date	Jun 06, 2013
Instrument	2013R03370

Lender

Name	HOMETOWN NATIONAL BANK
Address	LA SALLE, IL 61301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R02891
Date	Jul 17, 2015
Instrument	2015R02891

Lender

Name	HOMETOWN NATIONAL BANK
Address	LA SALLE, IL 61301

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Jul 06, 2020

Interest

Rate	5.2%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R00906
Date	Mar 24, 2025
Instrument	2025R00906

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2055

Interest

Rate Type	Fixed Rate
Rate	7.13%

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001366/205
Date	Aug 20, 2008
Book Page	1366/205
Instrument	2008_04586

Lender

Name	HOMETOWN NATIONAL BANK
Address	PERU, IL 61354

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201202410
Date	May 31, 2012
Instrument	201202410

Lender

Name	HOMETOWN NATIONAL BANK
Address	LA SALLE, IL 61301

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 15, 2017

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Index	LIBOR

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013R00683
Date	Jan 30, 2013
Instrument	2013R00683

Lender

Name	PERU FSB
Address	PERU, IL 61354

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2028

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001366/190
Date	Aug 20, 2008
Book Page	1366/190
Instrument	2008_04584

Lender

Name	HOMETOWN NATIONAL BANK
Address	LA SALLE, IL 61301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2023

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001264/215
Date	Oct 10, 2006
Book Page	1264/215
Instrument	2006_05910

Lender

Name	HOMETOWN NATIONAL BANK
Address	LA SALLE, IL 61301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 01, 2036

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001405/532
Date	May 08, 2009
Book Page	1405/532
Instrument	2009_02609

Lender

Name	HOMETOWN NATIONAL BANK
Address	PERU, IL 61354

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 01, 2024

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Dec 14, 2020
Property Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748
Document Number	2020R05715
Instrument Date	Dec 07, 2020
Instrument	2020R05715
Transaction Type	Transfer
Record Updated	May 08, 2026

Transaction

Amount	Amount Recorded
Tax	$384.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUREAU IL
Recording Date	Oct 01, 2020
Property Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748
Document Number	2020R04450
Map Reference	MB 669 PG 198
Instrument Date	Sep 26, 2020
Instrument	2020R04450
Transaction Type	Transfer
Record Updated	May 08, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WILLOW CT, SPRING VALLEY, IL 61362-9748

Tax Assessment & Valuation

Source: Bureau County records · Assessment roll updated May 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,446.00 (+8.03%) Homeowner's exemption	$117,717 (+8.56%) Land $8,163 Building $109,554	$353,151 (+8.56%) Land $24,489 Building $328,662
2024	$10,595.00 (+3.97%)	$108,435 (+6.64%) Land $7,519 Building $100,916	$325,305 (+6.64%) Land $22,557 Building $302,748
2023		$101,683 Land $7,051 Building $94,632	$305,049 Land $21,153 Building $283,896
2022	$10,190.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bureau County (17011C), updated August 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170119651003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	4 (1982–2013)
Most Recent Claim	Apr 2013, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Low above 4% of the US · above 26% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
MCC Network Services	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
Geneseo Communications	Fiber	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group, Connecting Point Computer Center. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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