13 Williams Ln, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 13 Williams Ln, Nantucket, MA 02554

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,868 sqft · built 1999
Lot Size	0.245 acres (10,663 sqft)
Owner	Individual Name on File
Tax Bill	$4,248 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`NANT M:00055 P:00134`

Property Details

APN / Parcel Number

Primary APN	`NANT M:00055 P:00134`
Alternative APN	`3319`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,868 sqft Living Area
Gross Area	3,612 sqft
1st Floor Area	1,489 sqft
Basement Area	1,405 sqft
Unfinished Basement	1,405 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,663 sqft (0.245 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3319
Street Address	13 WILLIAMS LN
City	NANTUCKET
State	MA
Zip	02554-3956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	1
Census Block	1060
Census Tract	950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

13 Williams Ln is owned and occupied by an individual who acquired it in June 2022.

Source: Nantucket County and Nantucket Town records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	13 WILLIAMS LN, NANTUCKET, MA 02554-3956
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage CITIZENS BANK
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PENELOPE DEY
Jun 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NATHAN J DAMIAN
Jun 14, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Jun 10, 2019	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SAVINGS BANK
May 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Apr 13, 2018	Quit Claim Deed, Transfer CAPE COD FIVE CENTS SAVINGS BANK
Apr 4, 2018	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 9, 2022
Transfer Doc	001899-202
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	13 WILLIAMS LN, NANTUCKET, MA 02554-3956
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002052-134
Date	Mar 23, 2026
Book Page	2052/134
Instrument	568

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	13 WILLIAMS LN, NANTUCKET, MA 02554-3956
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002052-134
Date	Mar 23, 2026
Book Page	2052/134
Instrument	568

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	13 WILLIAMS LN, NANTUCKET, MA 02554-3956
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001928-109
Date	Jan 24, 2023
Book Page	1928/109
Instrument	146

Lender

Name	PENELOPE DEY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	13 WILLIAMS LN, NANTUCKET, MA 02554-3956
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001899-221
Date	Jun 14, 2022
Book Page	1899/221
Instrument	1739

Lender

Name	NATHAN J DAMIAN

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Jun 14, 2022
Property Address	13 WILLIAMS LN, NANTUCKET, MA 02554-3956
Document Number	001899-202
Book / Page	1899 / 202
Instrument Date	Jun 9, 2022
Instrument	1737
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WILLIAMS LN, NANTUCKET, MA 02554-3956

Mortgage

Document Number	001899-205
Date	Jun 14, 2022
Book Page	1899/205
Instrument	1738

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	13 WILLIAMS LN, NANTUCKET, MA 02554-3956
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1696-237
Date	Jun 10, 2019
Book Page	1696/237
Instrument	1443

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	13 WILLIAMS LN, NANTUCKET, MA 02554-3956
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1747-56
Date	May 22, 2020
Book Page	1747/56
Instrument	1210

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Apr 13, 2018
Property Address	13 WILLIAMS LN, NANTUCKET, MA 02554-3956
Document Number	1642-12
Book / Page	1642 / 12
Instrument	1078
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$24.62
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1642-14
Date	Apr 13, 2018
Book Page	1642/14
Instrument	1079

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

April 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	NANTUCKET MA
Recording Date	Apr 4, 2018
Property Address	13 WILLIAMS LN, NANTUCKET, MA 02554-3956
Document Number	1640-165
Book / Page	001640 / 000165
Instrument Date	Mar 30, 2018
Instrument	974
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3807 NANTUCKET MA 025843807, NANTUCKET, MA 02584-3807

Tax Assessment & Valuation

The 2025 property tax bill for 13 Williams Ln was $4,248, up 6.8% from the year before.

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,248.00 (+6.84%)	$1,295,100 (+1.95%) Land $491,700 Building $803,400
2024	$3,976.00 (+25.54%)	$1,270,300 (+28.77%) Land $491,700 Building $778,600
2023	$3,167.00	$986,500 Land $468,600 Building $517,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13 Williams Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	4 (1988–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13 Williams Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	67 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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