13 Willard St, Chelsea, MA 02150 Property Records

Suffolk County and Chelsea City property record for 13 Willard St, Chelsea, MA 02150

Property Summary

Property Type	Duplex
Details	6 bd · 3.5 ba · 2,554 sqft · built 1925
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$865,000 (Jun 2023)
Tax Bill	$9,608 (2026)
Deeds & Mortgages	Jun 2023 Sale Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`CHEL M:058 P:066`

Property Details

APN / Parcel Number

Primary APN	`CHEL M:058 P:066`
Alternative APNs	`CSEA M:058 P:066` `57800032`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,554 sqft Living Area
Gross Area	4,271 sqft
1st Floor Area	1,277 sqft
Basement Area	1,269 sqft
Unfinished Basement	1,269 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	57800032
Street Address	13 WILLARD ST
City	CHELSEA
State	MA
Zip	02150
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	CHELSEA MA
Township / Civil Division	CHELSEA
Census Block Group	3
Census Block	3008
Census Tract	160601

Owner

13 Willard St, a duplex, is owned by an individual who bought it in June 2023.

Source: Suffolk County and Chelsea City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	11 WILLARD ST, 13, CHELSEA, MA 02150-2107
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Quit Claim Deed, Transfer
Dec 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	Mar 29, 2012 · Amount on File
Deed Book / Page	69138 / 279
Prior Transfer Date	Jun 2, 2023
Prior Transfer Doc	069138-279
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELSEA MA
Recording Date	Jun 23, 2023
Property Address	13 WILLARD ST, CHELSEA, MA 02150
Document Number	069138-279
Book / Page	69138 / 279
Instrument Date	Jun 2, 2023
Instrument	38734
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WILLARD ST # 13, 13, CHELSEA, MA 02150-2107

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELSEA MA
Property Address	13 WILLARD ST, CHELSEA, MA 02150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64407-175
Date	Dec 18, 2020
Book Page	64407/175
Instrument	113348

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 13 Willard St was $9,608, up 1.7% from the year before.

Source: Suffolk County and Chelsea City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Chelsea City
Unified School District	Chelsea School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,608.00 (+1.72%)	$836,900 (+1.97%) Land $248,200 Building $588,700	$865,338
2025	$9,446.00 (-0.89%)	$820,700 (+2.47%) Land $236,400 Building $584,300
2024	$9,531.00 (+13.86%)	$800,900 (+18.44%) Land $236,400 Building $564,500
2023	$8,371.00	$676,200 Land $215,000 Building $461,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Willard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13 Willard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELSEA WATER DEPT. (MWRA) serves 40,787 people · EPA ID MA3057000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,041 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Netafy Fixed Wireless	500 / 150

May also be available: AT&T, Starry, T-Mobile, Verizon.

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