13 Westgate, Laguna Niguel, CA 92677 Property Records

Orange County property record for 13 Westgate, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,167 sqft · built 1990
Lot Size	0.116 acres (5,060 sqft)
Owner	2 Individual Names on File
Last Sale	$1,900,000 (May 2023)
Tax Bill	$15,244 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`673-621-46`

Property Details

APN / Parcel Number

Primary APN	`673-621-46`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,167 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,060 sqft (0.116 acres)
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13 WESTGATE
City	LAGUNA NIGUEL
State	CA
Zip	92677-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13472 BLK LOT 39
Legal Subdivision	TRACT NO 13472
Legal Tract	13472
Legal Lot Number	39
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2004
Census Tract	42337

Owner

13 Westgate is owned and occupied by two individuals who bought it in May 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 WESTGATE, LAGUNA NIGUEL, CA 92677-9201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COASTAL LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2023 · Amount on File
Deed Sale	May 22, 2023 · Amount on File
Prior Sale	Dec 8, 1999 · Amount on File
Deed Document Number	2023118301
Prior Transfer Date	Nov 14, 2001
Prior Transfer Doc	0000902604
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 22, 2023
Property Address	13 WESTGATE, LAGUNA NIGUEL, CA 92677-9201
Document Number	0000118301
Map Reference	MB 628 PG 48-50
Instrument Date	Apr 24, 2023
Instrument	2023000118301
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13 WESTGATE, LAGUNA NIGUEL, CA 92677-9201

Mortgage

Document Number	0000118302
Date	May 22, 2023
Instrument	2023000118302

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	13 WESTGATE, LAGUNA NIGUEL, CA 92677-9201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WESTAGE, LAGUNA BEACH, CA 92677-8607

Mortgage

Document Number	0000028317
Date	Jan 14, 2021
Instrument	2021000028317

Lender

Name	CALIFORNIA COASTAL LOANS INC
Type	Non-Lending Institution
Address	LAGUNA NIGUEL, CA 92677

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 13 Westgate was $15,244 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,546,971 (+2%) Land $597,360 Building $949,611
2025	$15,244.00 Homeowner's exemption	$1,516,639 Land $585,647 Building $930,992
2023	$7,781.00 (+1.95%) Homeowner's exemption	$775,576 Land $447,482 Building $328,094
2022	$7,632.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13 Westgate in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Westgate is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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