13 West St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 13 West St, Worcester, MA 01609

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 3,576 sqft · built 1890
Lot Size	0.149 acres (6,510 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (May 2026)
Tax Bill	$6,756 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3-028-00011`

Property Details

APN / Parcel Number

Primary APN	`3-028-00011`
Alternative APN	`WORC M:03 B:028 L:00011`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,576 sqft Living Area
Gross Area	5,792 sqft
1st Floor Area	1,539 sqft
Basement Area	1,539 sqft
Unfinished Basement	1,539 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2001
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,510 sqft (0.149 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	3-028-00011
Street Address	13 WEST ST
City	WORCESTER
State	MA
Zip	01609-2395
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	BO-1
Legal Block	28
Legal Lot Number	11
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3008
Census Tract	731601

Owner

13 West St, a triplex, is owned and occupied by an individual who bought it in May 2026.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13 WEST ST, WORCESTER, MA 01609-2395
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 6, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 25, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 29, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
May 31, 2022	Quit Claim Deed, Transfer · FHA Mortgage SEACOAST MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	May 31, 2022 · Amount on File
Deed Document Number	202643376
Deed Book / Page	73651 / 155
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	13 WEST ST, WORCESTER, MA 01609-2395
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069792-229
Date	Oct 23, 2023
Book Page	69792/229
Instrument	88336

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	13 WEST ST, WORCESTER, MA 01609-2395
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070205-347
Date	Feb 20, 2024
Book Page	70205/347
Instrument	12190

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Mar 1, 2052

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	13 WEST ST, WORCESTER, MA 01609-2395
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070993-102
Date	Sep 6, 2024
Book Page	70993/102
Instrument	72483

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Oct 1, 2052

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	13 WEST ST, WORCESTER, MA 01609-2395
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071898-31
Date	Apr 25, 2025
Book Page	71898/31
Instrument	31828

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	May 1, 2052

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 29, 2026
Property Address	13 WEST ST, WORCESTER, MA 01609-2395
Document Number	073651-155
Book / Page	73651 / 155
Instrument Date	May 20, 2026
Instrument	202643376
Transaction Type	Transfer
Record Updated	Jun 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WEST ST, WORCESTER, MA 01609-2395
Investor	Possibly a Property Investor

Mortgage

Date	May 29, 2026

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 31, 2022
Property Address	13 WEST ST, WORCESTER, MA 01609-2395
Document Number	0067674-75
Book / Page	67674 / 75
Instrument Date	May 31, 2022
Instrument	59061
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WEST ST, WORCESTER, MA 01609-2395

Mortgage

Document Number	0000059062
Date	May 31, 2022
Instrument	59062

Lender

Name	SEACOAST MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 13 West St was $6,756, up 3.2% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,756.00 (+3.24%)	$508,700 (+2.54%) Land $62,800 Building $445,900
2025	$6,544.00	$496,100 Land $62,100 Building $434,000
2023	$7,445.00	$519,200 Land $49,100 Building $470,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13 West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 13 West St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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