13 West St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 13 West St, Oneonta, NY 13820 · Last verified May 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms6 Beds
Bathrooms2 Baths
Architecture StyleTraditional
Year BuiltBuilt 1970
Square Footage1,916 sqft Total Area
Lot Size8,276 sqft (0.19 acres)
Last Sale$125,000 (2016)
Tax Bill$7,065.00 (2025)

Owner

Source: Otsego County and Oneonta City records · APN 361200 300.5-1-18

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address99 MAIN ST, ONEONTA, NY 13820-2506
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 26, 2016 · Amount on Record
Deed SaleJul 26, 2016 · Amount on Record
Deed Book / Page2016 / 3446
Record RefreshedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address13 WEST ST, ONEONTA, NY 13820-1718
Transaction TypeMortgage
Record UpdatedJan 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000804
DateDec 16, 2022
Instrument2022-6804
Lender
NameDELAWARE NATIONAL BANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term169 Months
DueJan 01, 2037

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,065.00$155,000 (-) Land $18,300 Building $136,700$218,310 (+14.08%) Land $25,775 Building $192,535
2023$155,000 Land $18,300 Building $136,700$191,358 Land $22,593 Building $168,765

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN361200 300.5-1-18
Alternative APNs
  • 120030000500010180000000
  • 3911 3470

Interior

Bedrooms6 Beds
Full Baths2 Baths
Building Area1,916 sqft Total Area
1st Floor1,056 sqft 1st Floor
Upper Floors860 sqft Upper Floors
Game RoomGame Room
Stories1 Stories

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1970
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Lot Area8,276 sqft (0.19 acres)
Porch Area472 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number3911 3470
Street Address13 WEST ST
CityONEONTA
StateNY
Zip13820-1718
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Block1
Legal Lot Number18.000
JurisdictionOTSEGO NY
Minor Civil DivisionONEONTA
Census Blockgroup2
Census Block2020
Census Tract591100

Nearby Properties on West St

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