13 Wavecrest Dr, York, ME 03909 Property Records

York County and York Town property record for 13 Wavecrest Dr, York, ME 03909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,184 sqft · built 1977
Lot Size	0.58 acres (25,264 sqft)
Owner	Individual Name on Record
Last Sale	$497,500 (Aug 2012)
Tax Bill	$9,977 (2025)
Deeds & Mortgages	Feb 2020 Refinance Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:046 B:049-E`

Property Details

APN / Parcel Number

Primary APN	`M:046 B:049-E`
Alternative APNs	`YORK M:0046 B:0049-E` `007004` `7004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
Gross Area	3,737 sqft
1st Floor Area	968 sqft
Basement Area	592 sqft
Unfinished Basement	592 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	25,264 sqft (0.58 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7004
Street Address	13 WAVECREST DR
City	YORK
State	ME
Zip	03909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	49-E
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	3
Census Block	3021
Census Tract	36003

Owner

Source: York County and York Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 934, YORK HARBOR, ME 03911-0934
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIVE CENTS SAVINGS BANK
Feb 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2012 · Amount on Record
Deed Sale	Aug 28, 2012 · Amount on Record
Deed Book / Page	16399 / 909
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	13 WAVECREST DR, YORK, ME 03909
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181750832
Date	Feb 20, 2020
Book Page	18175/832
Instrument	2020008238

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	13 WAVECREST DR, YORK, ME 03909
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185540927
Date	Feb 10, 2021
Book Page	18554/927
Instrument	2021008156

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,977.00 (+15.77%)	$1,209,300 (+17.87%) Land $701,200 Building $508,100
2024	$8,618.00 (+6.08%)	$1,026,000 (+6.72%) Land $590,500 Building $435,500
2023	$8,124.00 (+5.78%)	$961,400 (+7.04%) Land $525,900 Building $435,500	$1,242,885
2022	$7,680.00	$898,200 Land $500,900 Building $397,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	83 units insured incl. 9 condo units
Nearby Flood Claims	23 (2022–2024)
Claims Outside the SFHA	7 of 23
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 20 claims Severe Storm And Flooding, Dec 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER DISTRICT serves 13,675 people · EPA ID ME0091680
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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