13 Waugh Rd, Embden (North Anson), ME 04958 Property Records

Somerset County and Embden Town property record for 13 Waugh Rd, Embden, ME 04958

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1979
Lot Size	9.03 acres (393,347 sqft)
Owner	Individual Name on Record
Tax Bill	$1,224 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 1 more
APN	`EMBD M:009 B:017`

Property Details

APN / Parcel Number

Primary APN	`EMBD M:009 B:017`
Alternative APN	`1256`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Metal
Lot Area	393,347 sqft (9.03 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1256
Street Address	13 WAUGH RD
City	EMBDEN
State	ME
Zip	04958-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	17
Jurisdiction	EMBDEN ME
Township / Civil Division	ANSON
Census Block Group	1
Census Block	1045
Census Tract	966400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Somerset County and Embden Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 WAUGH RD, EMBDEN, ME 04958-3224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage NEW DIMENSION FEDERAL CREDIT UNION
Apr 6, 2026	Deed of Trust, Mortgage NEW DIMENSION FEDERAL CREDIT UNION
Aug 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW DIMENSIONS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMBDEN ME
Recording Date	Apr 15, 2026
Property Address	13 WAUGH RD, EMBDEN, ME 04958-3224
Document Number	0064100050
Book / Page	6410 / 50
Instrument Date	Apr 10, 2026
Instrument	20263721
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WAUGH RD, EMBDEN, ME 04958-3224

Mortgage

Document Number	0000003721,
Date	Apr 15, 2026
Book Page	6410/50
Instrument	20263721

Lender

Name	NEW DIMENSION FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMBDEN ME
Recording Date	Apr 6, 2026
Property Address	13 WAUGH RD, EMBDEN, ME 04958-3224
Document Number	0064060010
Book / Page	6406 / 10
Instrument Date	Mar 31, 2026
Instrument	20263318
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WAUGH RD, EMBDEN, ME 04958-3224

Mortgage

Document Number	0000003318,
Date	Apr 6, 2026
Book Page	6406/10
Instrument	20263318

Lender

Name	NEW DIMENSION FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMBDEN ME
Property Address	13 WAUGH RD, EMBDEN, ME 04958-3224
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057530126
Date	Aug 13, 2021
Book Page	5753/126
Instrument	10669

Lender

Name	NEW DIMENSIONS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

Tax Assessment & Valuation

Source: Somerset County and Embden Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Somerset County
County Subdivision	Embden Town
Unified School District	School Administrative District 74 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,224.00 (+5.7%)	$131,600 (-) Land $52,600 Building $79,000
2024	$1,158.00 (+12.76%)	$131,600 (+50.06%) Land $52,600 Building $79,000
2023	$1,027.00	$87,700 Land $38,700 Building $49,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1979–2023)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 5 claims Severe Storms & Flooding, Apr 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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