13 Waterside Ct, Irmo, SC 29063 Property Records

Richland County property record for 13 Waterside Ct, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,187 sqft · built 2001
Lot Size	0.315 acres (13,732 sqft)
Owner	Individual Name on Record
Last Sale	$254,000 (May 2017)
Tax Bill	$2,492 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03210-01-63`

Property Details

APN / Parcel Number

Primary APN	`03210-01-63`
Alternative APNs	`R03210-01-63` `01655266`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,187 sqft Heated Area
Gross Area	3,875 sqft
1st Floor Area	1,836 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,732 sqft (0.315 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	205 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01655266
Street Address	13 WATERSIDE CT
City	IRMO
State	SC
Zip	29063-8275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 92 42.9X150.2X164.6X145.8 #SU WATERFORD PHASE 6 #PR 412-2986 412-2696
Legal Subdivision	WATERFORD
Legal Phase	6
Legal Lot Number	42,92
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	6
Census Block	6008
Census Tract	10305

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 WATERSIDE CT, IRMO, SC 29063-8275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Aug 13, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 2, 2017	Grant Deed, Transfer · FHA Mortgage MVB MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2017 · Amount on Record
Deed Sale	May 2, 2017 · Amount on Record
Prior Sale	Mar 27, 2001 · Amount on Record
Deed Document Number	201731745
Deed Book / Page	2207 / 938
Prior Transfer Date	Apr 28, 2017
Prior Transfer Doc	2207/0938
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	13 WATERSIDE CT, IRMO, SC 29063-8275
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027193294
Date	Feb 25, 2022
Book Page	2719/3294
Instrument	2022011252

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	13 WATERSIDE CT, IRMO, SC 29063-8275
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027580669
Date	Jun 29, 2022
Book Page	2758/669
Instrument	2022037116

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	13 WATERSIDE CT, IRMO, SC 29063-8275
Document Number	2532/1383
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WATERSIDE CT IRMO SC 290638275, IRMO, SC 29063-8275

Mortgage

Document Number	2532/1383
Date	Sep 25, 2020
Book Page	002532/001383
Instrument	50199

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 24, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	May 2, 2017
Property Address	13 WATERSIDE CT, IRMO, SC 29063-8275
Document Number	2207/0938
Book / Page	002207 / 000938
Instrument Date	Apr 28, 2017
Instrument	31745
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$939.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WATERSIDE CT IRMO SC 290638275, IRMO, SC 29063-8275

Mortgage

Document Number	2207/0941
Date	May 2, 2017
Book Page	002207/000941
Instrument	31746

Lender

Name	MVB MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,492.00 (+18.89%)	$292,100 (-)	$410,800 (-) Land $48,800 Building $362,000
2024		$292,100 (+2,775%)	$410,800 (+61.73%) Land $48,800 Building $362,000
2023	$2,096.00 (-0.19%)	$10,160 (-)	$254,000 (-)
2021	$2,100.00	$10,160	$254,000 Land $40,600 Building $213,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1989–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

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