13 Walnut St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 13 Walnut St, Troy, NY 12180

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,147 sqft · built 1900
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Sep 2024)
Tax Bill$4,297 (2025)
Deeds & MortgagesJul 2022 Mortgage
Sep 2024 Sale & Mortgage
+ 2 more
APN381700 101.79-1-20

Property Details

APN / Parcel Number

Primary APN381700 101.79-1-20
Alternative APN
  • 1807670

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,147 sqft Living Area
1st Floor Area954 sqft
2nd Floor Area954 sqft
Upper Floors Area330 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1807670
Street Address13 WALNUT ST
CityTROY
StateNY
Zip12180-4239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMU2
Legal Description2 STY BR HSE 470A-7/33
Legal Block1
Legal Lot Number20.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group1
Census Block1016
Census Tract40702

Owner

Source: Rensselaer County and Troy City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address75 KAREN PL, EDISON, NJ 08817-2352
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
SUNMARK FCU
Sep 18, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
NATIONSTAR MORTGAGE LLC
Jul 20, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
SUNMARK FCU
Jan 9, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
SARATOGA NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2024 · Amount on Record
Deed SaleSep 18, 2024 · Amount on Record
Prior SaleJul 20, 2022 · Amount on Record
Deed Document Number20242024-646706
Deed Book / Page10773 / 224
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address13 WALNUT ST, TROY, NY 12180-4239
Transaction TypeMortgage
Record UpdatedApr 16, 2026
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0101240198
DateJul 20, 2022
Book Page10124/198
Instrument2022-614129
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateSep 18, 2024
Property Address13 WALNUT ST, TROY, NY 12180-4239
Document Number0107730224
Book / Page10773 / 224
Instrument DateSep 12, 2024
Instrument2024-646706
Transaction TypeTransfer
Record UpdatedApr 16, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 KAREN PL, EDISON, NJ 08817-2352

Mortgage

Document Number2024646707
DateSep 18, 2024
Instrument2024-646707
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateJul 20, 2022
Property Address13 WALNUT ST, TROY, NY 12180-4239
Document Number0101240161
Book / Page10124 / 161
Instrument DateJul 14, 2022
Instrument2022-614126
Transaction TypeTransfer
Record UpdatedApr 16, 2026
Title CompanyFIDELITY NATIONAL TITLE (AKA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 GRAND ST APT C, C, TROY, NY 12180-4364

Mortgage

Document Number2022614127
DateJul 20, 2022
Instrument2022-614127
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0101240187
DateJul 20, 2022
Book Page10124/187
Instrument2022-614128
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address13 WALNUT ST, TROY, NY 12180-4239
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transaction

Additional
  • Lis Pendens

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0087290181
DateJan 9, 2019
Book Page8729/181
Instrument2019-545475
Lender
NameSARATOGA NATIONAL BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueFeb 1, 2039

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,297.00 (+12.93%)$92,000 (-) Land $8,400 Building $83,600$157,500 (+19.86%) Land $14,380 Building $143,120
2023$92,000 (+9.52%) Land $8,400 Building $83,600$131,400 (+18.89%) Land $11,997 Building $119,403
2022$3,805.00$84,000 Land $8,400 Building $75,600$110,526 Land $11,053 Building $99,473

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 51,401 people · EPA ID NY4100050
Water SourceSurface water
Last State InspectionDec 2025
Lead110 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureLead public education
Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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