13 Wallace St, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 13 Wallace St, Schenectady, NY 12302 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,094 sqft · built 1925
Lot Size	0.107 acres (4,666 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jan 2024)
Tax Bill	$6,994 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422201 38.28-3-59`

Property Details

APN / Parcel Number

Primary APN	`422201 38.28-3-59`
Alternative APNs	`220103802800030590000000` `A12603`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,094 sqft Living Area
1st Floor Area	770 sqft
Upper Floors Area	324 sqft
Game Room	Game Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,666 sqft (0.107 acres)
Lot Dimensions	140 ft deep x 33.3 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	A12603
Street Address	13 WALLACE ST
City	SCHENECTADY
State	NY
Zip	12302-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C.P. SANDERS=3 L466 HLG
Legal Subdivision	C P SANDERS ESTATE
Legal Block	3
Legal Lot Number	59.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	2
Census Block	2023
Census Tract	32200

Owner

Source: Schenectady County and Glenville Town records · APN 422201 38.28-3-59

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 WALLACE ST, SCHENECTADY, NY 12302-2308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORPORATION
Jan 04, 2024	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Nov 03, 2017	Warranty Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 04, 2024 · Amount on Record
Deed Sale	Jan 04, 2024 · Amount on Record
Prior Sale	Nov 03, 2017 · Amount on Record
Deed Document Number	2024624
Deed Book / Page	2122 / 290
Record Updated	Jun 08, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 13, 2026
Property Address	13 WALLACE ST, SCHENECTADY, NY 12302-2308
Document Number	0000008343
Instrument Date	Apr 02, 2026
Instrument	20268343
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WALLACE ST, SCHENECTADY, NY 12302-2308
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008343,
Date	Apr 13, 2026
Instrument	20268343

Lender

Name	HOMESTEAD FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 04, 2024
Property Address	13 WALLACE ST, SCHENECTADY, NY 12302-2308
Document Number	0000000624
Book / Page	2122 / 290
Instrument Date	Dec 06, 2023
Instrument	202400624
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 WALLACE ST, SCOTIA, NY 12302-2308

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 CLAYTON PL, ALBANY, NY 12209-1303

Mortgage

Document Number	0000000625
Date	Jan 04, 2024
Instrument	202400625

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 03, 2017
Property Address	13 WALLACE ST, SCHENECTADY, NY 12302-2308
Document Number	0000050221
Book / Page	1974 / 615
Map Reference	MB 1807 PG 912
Instrument Date	Nov 03, 2017
Instrument	201750221
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 WALLACE ST, 13, SCOTIA, NY 12302-2308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 PAUL RD, CASTLETON ON HUDSON, NY 12033-1601

Mortgage

Document Number	0000050222
Date	Nov 03, 2017
Instrument	201750222

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Municipality	Scotia Village
Unified School District	Scotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,994.00	$137,189 (-7.49%) Land $16,000 Building $121,189	$249,435 (+14.37%) Land $29,091 Building $220,344
2023		$148,300 (-) Land $16,000 Building $132,300	$218,088 (+10.29%) Land $23,529 Building $194,559
2022		$148,300 Land $16,000 Building $132,300	$197,733 Land $21,333 Building $176,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930322002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	19 (2005–2014)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Mar 2014, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 821 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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