13 W Oak Cv, Cabot, AR 72023 Property Records

Lonoke County property record for 13 W Oak Cv, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,416 sqft · built 1998
Owner	2 Individual Names on File
Tax Bill	$1,852 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Jun 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`723-36057-000`

Property Details

APN / Parcel Number

Primary APN	`723-36057-000`
Alternative APNs	`72340057000` `30102`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,416 sqft Living Area
1st Floor Area	2,416 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Garage Type	Detached
Garage Area	864 sqft
Driveway	Driveway
Driveway Area	1,334 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	471 sqft
Deck Area	144 sqft
Patio Area	224 sqft
Utility Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	72340057000
Street Address	13 W OAK CV
City	CABOT
State	AR
Zip	72023-7809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:57 CITY/MUNI/TWP:CABOT SUBD:WEST OAKS I SEC/TWN/RNG/MER:SEC 10 TWN 04N RNG 10
Legal Range	10
Legal Township	04N
Legal Section	10
Legal Subdivision	WEST OAKS I
Legal Lot Number	57
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2011
Census Tract	20201

Owner

13 W Oak Cv is owned and occupied by two individuals who acquired it in May 2022.

Source: Lonoke County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	13 W OAK CV, CABOT, AR 72023-7809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 2, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 7, 2020	Warranty Deed, Transfer · FHA Mortgage EAGLE BK
Dec 19, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022
Deed Sale	May 16, 2022
Deed Document Number	2022-006096
Prior Transfer Date	Oct 13, 2011
Prior Transfer Doc	201110414
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	13 W OAK CV, CABOT, AR 72023-7809
Transaction Type	Mortgage
Record Updated	Jan 2, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 W OAK CV, CABOT, AR 72023-7809

Mortgage

Document Number	0000014136
Date	Dec 15, 2022
Book Page	2022/14136
Instrument	2022-14136

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Mar 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	13 W OAK CV, CABOT, AR 72023-7809
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005455
Date	Jun 2, 2017
Book Page	2017/05455

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	13 W OAK CV, CABOT, AR 72023-7809
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 W OAK CV, CABOT, AR 72023-7809

Mortgage

Document Number	0000006886
Date	May 26, 2021
Book Page	2021/6886
Instrument	2021-06886

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	346 Months
Due	Mar 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Feb 7, 2020
Property Address	13 W OAK CV, CABOT, AR 72023-7809
Document Number	0000001308
Instrument Date	Feb 3, 2020
Instrument	1308
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	UNITED ABSTRACT AND TITLE COMPANY INC, UNITED ABS & TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 W OAK CV CABOT AR 720237809, CABOT, AR 72023-7809

Mortgage

Document Number	1309
Date	Feb 7, 2020
Instrument	1309

Lender

Name	EAGLE BK
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	13 W OAK CV, CABOT, AR 72023-7809
Document Number	0000002900
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	13 W OAK CV CABOT AR 720237809, CABOT, AR 72023-7809

Mortgage

Document Number	0000002900
Date	Mar 30, 2018
Instrument	2900

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,210 Land $4,500 Building $41,710
2024	$1,852.00 (-3.89%)
2023	$1,927.00 Homeowner's exemption	$46,210 Land $4,500 Building $41,710	$231,050 Land $22,500 Building $208,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 W Oak Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 W Oak Cv is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 48% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon, Xfinity.

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