Essex County and Saugus Town property record for 13 Vine St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,294 sqft · built 1975 |
| Lot Size | 0.244 acres (10,611 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $208,000 (Dec 1996) |
| Tax Bill | $6,823 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:008-D B:0010 L:0003 |
| Primary APN | SAUG M:008-D B:0010 L:0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,294 sqft Living Area |
| Gross Area | 3,346 sqft |
| 1st Floor Area | 1,190 sqft |
| Basement Area | 1,150 sqft |
| Unfinished Basement | 1,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,611 sqft (0.244 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 5550017 |
|---|---|
| Street Address | 13 VINE ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 13 VINE ST, SAUGUS, MA 01906-3329 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 26, 2023 | Deed of Trust, Mortgage · Line of Credit NORTHERN HM LOANS LLC |
| May 3, 2023 | Deed of Trust, Mortgage · ARM NORTHEAST HOME LOAN |
| Jun 1, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 14, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 1996 · Amount on Record |
| Deed Sale | Dec 31, 1996 · Amount on Record |
| Last Transfer Date | Aug 5, 2025 |
| Transfer Doc | 0042899-43 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 13 VINE ST, SAUGUS, MA 01906-3329 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041680-228 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 41680/228 |
| Instrument | 20230726001610 |
| Name | NORTHERN HM LOANS LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 13 VINE ST, SAUGUS, MA 01906-3329 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0041548-21 |
|---|---|
| Date | May 3, 2023 |
| Book Page | 41548/21 |
| Instrument | 20230503001670 |
| Name | NORTHEAST HOME LOAN |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jun 1, 2028 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 13 VINE ST, SAUGUS, MA 01906-3329 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39933-75 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 39933/75 |
| Instrument | 20210601000700 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 13 VINE ST, SAUGUS, MA 01906-3329 |
| Document Number | 36096-428 |
| Book / Page | 036096 / 000428 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Name | Verified Name |
|---|
| Document Number | 36096-428 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 036096/000428 |
| Instrument | 1708140003 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,823.00 (+4.7%) | $654,800 (+7.31%) Land $330,700 Building $318,100 | $650,506 (-18.09%) |
| 2025 | $6,517.00 (+10.38%) | $610,200 (+10.06%) Land $299,000 Building $311,200 | $794,200 |
| 2024 | $5,904.00 (+2.93%) | $554,400 (+8.83%) Land $271,800 Building $282,600 | |
| 2023 | $5,736.00 | $509,400 Land $244,700 Building $264,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1991–2008) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2008 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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