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13 Valley Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 13 Valley Dr, Westerly, RI 02891 · Last verified August 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details4 bd · 1.5 ba · 916 sqft · built 1974
Lot Size0.819 acres (35,682 sqft)
OwnerIndividual Name on File
Last Sale$435,000 (Jul 2023)
Tax Bill$3,238 (2025)
Deeds & MortgagesJun 2025 Mortgage
Jul 2023 Sale
Flood ZoneZone X (minimal risk)
APNWEST M:121 B:125

Property Details

APN / Parcel Number

Primary APNWEST M:121 B:125
Alternative APNs
  • M:121 B:125 L
  • 2008100

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area916 sqft Living Area
Gross Area2,388 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area35,682 sqft (0.819 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number2008100
Street Address13 VALLEY DR
CityWESTERLY
StateRI
Zip02891-3911
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block125
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group3
Census Block3051
Census Tract50902

Owner

Source: Westerly Town records · APN WEST M:121 B:125

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address186 COMMONWEALTH AVE, BOSTON, MA 02116-2751
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2025Deed of Trust, Mortgage · Conventional Mortgage
NATIONS DIRECT MORTGAGE LLC
Jul 13, 2023Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 13, 2023 · Amount on Record
Deed SaleJul 13, 2023 · Amount on Record
Deed Document Number20232286
Deed Book / Page2023 / 9122
Record UpdatedSep 20, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address13 VALLEY DR, WESTERLY, RI 02891-3911
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02025-8338
DateJun 20, 2025
Book Page2025/8338
Instrument2025-1965
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2055

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionWESTERLY RI
Recording DateJul 13, 2023
Property Address13 VALLEY DR, WESTERLY, RI 02891-3911
Document Number02023-9122
Book / Page2023 / 9122
Instrument DateJul 12, 2023
Instrument2023-2286
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 COMMONWEALTH AVE, BOSTON, MA 02116-2751

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,238.00 (+4.45%)$455,400 (+41.34%) Land $272,200 Building $183,200
2023$3,100.00 (+0.65%)$322,200 (-) Land $174,000 Building $148,200
2022$3,080.00$322,200 Land $174,000 Building $148,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (2009–2010)
Most Recent ClaimMar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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