Cascade County property record for 13 Valley Dr, Belt, MT 59412
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,272 sqft · built 1959 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Nov 2007) |
| Tax Bill | $1,611 (2026) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R0250356 |
| Primary APN | R0250356 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Basement Area | 454 sqft |
| Finished Basement | 454 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Mixed |
| Garage Area | 522 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0004856400 |
|---|---|
| Street Address | 13 VALLEY DR |
| City | BELT |
| State | MT |
| Zip | 59412-7523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | S23, T19 N, R06 E, MK 5 |
| Legal Range | 06E |
| Legal Township | 19N |
| Legal Section | 23 |
| Legal Subdivision | CASTNERS SECOND ADDITION |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | BELT |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10600 |
Source: Cascade County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 75, BELT, MT 59412-0075 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RUSSELL COUNTRY FCU |
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Jun 26, 2017 | Deed of Trust, Mortgage BELT VALLEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2007 · Amount on Record |
| Deed Sale | Nov 30, 2007 · Amount on Record |
| Deed Document Number | 2007162513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 13 VALLEY DR, BELT, MT 59412-7523 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00R0449437 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | R0449437 |
| Name | RUSSELL COUNTRY FCU |
|---|---|
| Type | Credit Union |
| Address | GREAT FALLS, MT 59401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 13 VALLEY DR, BELT, MT 59412-7523 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 00R0411878 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | R0411878 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 13 VALLEY DR, BELT, MT 59412-7523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000341397 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | R0341397 |
| Name | BELT VALLEY BANK |
|---|---|
| Type | Bank |
| Address | BELT, MT 59412 |
| Amount | Amount Recorded |
|---|---|
| Term | 61 Months |
| Due | Jul 1, 2022 |
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Belt Town |
| Elementary School District | Belt Elementary School District (PK - 08) |
| Secondary School District | Belt High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,611.00 (-3.59%) | $317,100 (-) | |
| 2025 | $1,671.00 (-24.8%) | $317,100 (+19.93%) | $317,100 (+19.93%) Land $56,894 Building $260,206 |
| 2023 | $2,222.00 | $264,400 | $264,400 Land $48,196 Building $216,204 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1981–2013) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Jun 2013 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BELT serves 600 people · EPA ID MT0000138 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 3 Rivers Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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