Chesapeake City property record for 13 Upton Cir, Chesapeake, VA 23320
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1984 |
| Lot Size | 0.079 acres (3,441 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Jul 2021) |
| Tax Bill | $2,489 (2025) |
| Deeds & Mortgages | Apr 2016 Mortgage Dec 2009 Line of Credit + 3 more |
| APN | 0209010000320 |
| Primary APN | 0209010000320 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Upper Floors Area | 616 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,441 sqft (0.079 acres) |
| Lot Dimensions | 53 ft deep x 12 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 231 sqft |
| Patio Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 13 UPTON CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-2538 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RTH1: RESI |
| Legal Description | U-8 IPSWICH TWNVLS COLL PK SEC 4 PH 1 CORR PLT |
| Legal Subdivision | IPSWICH |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 20809 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 UPTON CIR, CHESAPEAKE, VA 23320-2538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2016 | Deed of Trust, Mortgage · VA Mortgage FLORIDA CAPITAL BANK NA |
| Dec 28, 2009 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO |
| Jul 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL CENTER LLC |
| Sep 12, 2019 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Jun 21, 2017 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPOR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on Record |
| Deed Sale | Jul 19, 2021 · Amount on Record |
| Prior Sale | Sep 12, 2019 · Amount on Record |
| Deed Document Number | 202132874 |
| Deed Book / Page | 10411 / 445 |
| Prior Transfer Date | Jul 20, 2010 |
| Prior Transfer Doc | 8218/95 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 13 UPTON CIR, CHESAPEAKE, VA 23320-2538 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0009636/23 |
|---|---|
| Date | Apr 25, 2016 |
| Book Page | 9636/23 |
| Instrument | 160010287 |
| Name | FLORIDA CAPITAL BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 13 UPTON CIR, CHESAPEAKE, VA 23320-2538 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008015/849 |
|---|---|
| Date | Dec 28, 2009 |
| Book Page | 8015/849 |
| Name | BRANCH BANKING & TRUST CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 19, 2021 |
| Property Address | 13 UPTON CIR, CHESAPEAKE, VA 23320-2538 |
| Document Number | 10411/445 |
| Book / Page | 10411 / 445 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 210032874 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 UPTON CIR, CHESAPEAKE, VA 23320-2538 |
| Document Number | 210032875 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 210032875 |
| Name | CAPITAL CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 12, 2019 |
| Property Address | 13 UPTON CIR, CHESAPEAKE, VA 23320-2538 |
| Document Number | 10055/295 |
| Book / Page | 10055 / 295 |
| Instrument Date | Aug 25, 2019 |
| Instrument | 190024469 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMNTS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 UPTON CIR, CHESAPEAKE, VA 23320-2538 |
| Document Number | 190024472 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 190024472 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 21, 2017 |
| Property Address | 13 UPTON CIR, CHESAPEAKE, VA 23320-2538 |
| Document Number | 9801/899 |
| Book / Page | 9801 / 899 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 170016895 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 UPTON CIR, CHESAPEAKE, VA 23320-2538 |
| Document Number | 170016896 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 170016896 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPOR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,000 (+9.17%) Land $110,000 Building $159,000 | $269,000 (+9.17%) Land $110,000 Building $159,000 | |
| 2025 | $2,489.00 (+50.85%) | $246,400 (+14.44%) Land $100,000 Building $146,400 | $246,400 (+14.44%) Land $100,000 Building $146,400 |
| 2023 | $215,300 (+13.32%) Land $70,000 Building $145,300 | $215,300 (+13.32%) Land $70,000 Building $145,300 | |
| 2022 | $190,000 Land $60,000 Building $130,000 | $190,000 Land $60,000 Building $130,000 | |
| 2019 | $1,650.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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