13 Upland Ter, Mount Vernon, OH 43050 Property Records

Knox County property record for 13 Upland Ter, Mount Vernon, OH 43050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 1974
Lot Size	0.236 acres (10,280 sqft)
Owner	Individual Name on File
Last Sale	$319,000 (Dec 2025)
Tax Bill	$3,315 (2025)
Deeds & Mortgages	Apr 2021 Refinance Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`66-02624.000`

Property Details

APN / Parcel Number

Primary APN	`66-02624.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	1,316 sqft
Finished Basement	1,300 sqft
Unfinished Basement	16 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,280 sqft (0.236 acres)
Lot Dimensions	120 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Patio Area	341 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	13 UPLAND TER
City	MOUNT VERNON
State	OH
Zip	43050-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL HEIGHTS ADD LOT #7
Legal Subdivision	COLONIAL HEIGHTS ADD
Legal Lot Number	7
Jurisdiction	KNOX OH
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2006
Census Tract	7302

Owner

13 Upland Ter is owned and occupied by an individual who bought it in December 2025.

Source: Knox County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	13 UPLAND TER, MOUNT VERNON, OH 43050-1419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 29, 2018	Warranty Deed, Transfer PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on File
Deed Sale	Dec 30, 2025 · Amount on File
Prior Sale	Sep 20, 2011 · Amount on File
Deed Document Number	20259376
Deed Book / Page	2107 / 690
Prior Transfer Date	Jul 14, 2004
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	13 UPLAND TER, MOUNT VERNON, OH 43050-1419
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003470
Date	Apr 2, 2021
Book Page	1845/530
Instrument	20210-00003470

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Dec 30, 2025
Property Address	13 UPLAND TER, MOUNT VERNON, OH 43050-1419
Document Number	0000009376
Book / Page	2107 / 690
Instrument Date	Dec 29, 2025
Instrument	202500009376
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 UPLAND TER, MOUNT VERNON, OH 43050-1419

Mortgage

Document Number	0000009378
Date	Dec 30, 2025
Instrument	202500009378

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Jan 29, 2018
Property Address	13 UPLAND TER, MOUNT VERNON, OH 43050-1419
Document Number	0016540478
Book / Page	001654 / 000478
Instrument Date	Jan 29, 2018
Instrument	701
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 UPLAND TER MOUNT VERNON OH 430501419, MOUNT VERNON, OH 43050-1419

Mortgage

Document Number	16540483
Date	Jan 29, 2018
Book Page	001654/000483
Instrument	703

Lender

Name	PEOPLES BK
Type	Bank
Address	GAMBIER, OH 43022

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jan 28, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 13 Upland Ter was $3,315, down 2.2% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
Municipality	Mount Vernon City
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$244,920 Land $30,750 Building $214,170
2025	$3,315.00 (-2.18%)	$85,720 (-) Land $10,760 Building $74,960
2024	$3,389.00 (+1.77%)	$85,720 (-) Land $10,760 Building $74,960
2023	$3,330.00 (+28.22%)	$85,720 (+42.99%) Land $10,760 Building $74,960	$244,920 Land $30,750 Building $214,170
2022	$2,597.00	$59,950 Land $7,530 Building $52,420
2020			$171,270 Land $21,500 Building $149,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13 Upland Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Upland Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON CITY PWS private · serves 16,990 people · EPA ID OH4200812
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Verizon.

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