13 Top Flight Ct, Irmo, SC 29063 Property Records

Richland County property record for 13 Top Flight Ct, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,290 sqft · built 2002
Lot Size	0.248 acres (10,840 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (Jun 2016)
Tax Bill	$1,958 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03412-01-11`

Property Details

APN / Parcel Number

Primary APN	`03412-01-11`
Alternative APNs	`R03412-01-11` `01708986`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,290 sqft Heated Area
Gross Area	2,800 sqft
1st Floor Area	1,698 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,840 sqft (0.248 acres)
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01708986
Street Address	13 TOP FLIGHT CT
City	IRMO
State	SC
Zip	29063-7963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 62 75.1X130.2X75X130.3 #SU RIDGECREEK PH IV-B #PR X-3770 RB733-2357
Legal Subdivision	RIDGECREEK
Legal Lot Number	62,75
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	1
Census Block	1013
Census Tract	10313

Owner

13 Top Flight Ct is owned and occupied by two individuals who bought it in June 2016.

Source: Richland County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 TOP FLIGHT CT, IRMO, SC 29063-7963
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit DISCOVER BANK
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage C&F MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2016 · Amount on File
Deed Sale	Jun 17, 2016 · Amount on File
Prior Sale	Dec 22, 2011 · Amount on File
Deed Document Number	201644726
Deed Book / Page	2122 / 953
Prior Transfer Date	Oct 8, 2014
Prior Transfer Doc	1978/2726
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	13 TOP FLIGHT CT, IRMO, SC 29063-7963
Transaction Type	Mortgage
Record Updated	May 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029011617
Date	Feb 20, 2024
Book Page	2901/1617
Instrument	2024007441

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 16, 2039

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	13 TOP FLIGHT CT, IRMO, SC 29063-7963
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029011617
Date	Feb 20, 2024
Book Page	2901/1617
Instrument	2024007441

Lender

Name	DISCOVER BANK
Type	Bank
Address	502 E MARKET ST, GREENWOOD, DE 19950

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 16, 2039

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	13 TOP FLIGHT CT, IRMO, SC 29063-7963
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028020120
Date	Dec 13, 2022
Book Page	2802/120
Instrument	2022067494

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	13 TOP FLIGHT CT, IRMO, SC 29063-7963
Document Number	2562/0946
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 TOP FLIGHT CT IRMO SC 290637963, IRMO, SC 29063-7963

Mortgage

Document Number	2562/0946
Date	Dec 10, 2020
Book Page	002562/000946
Instrument	69253

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 9, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 13 Top Flight Ct was $1,958.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,958.00	$217,400 (-)	$292,100 (-) Land $35,000 Building $257,100
2024		$217,400 (+2,775.66%)	$292,100 (+54.55%) Land $35,000 Building $257,100
2023	$1,654.00	$7,560	$189,000
2021	$1,645.00	$7,560	$189,000 Land $28,600 Building $160,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13 Top Flight Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Top Flight Ct is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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