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13 Sutton Ave, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 13 Sutton Ave, Oxford, MA 01540

Property Summary

Property TypeApartments (5+ Units)
Details8 bd · 5 ba · 3,430 sqft · built 1970
Lot Size0.081 acres (3,514 sqft)
Owner2 Individual Names on File
Last Sale$530,000 (May 2024)
Tax Bill$6,511 (2026)
Deeds & MortgagesApr 2025 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNOXFO M:35A B:B04

Property Details

APN / Parcel Number

Primary APNOXFO M:35A B:B04
Alternative APN
  • 35AB04

Interior

Bedrooms8 Beds
Full Baths5 Baths
Total Rooms16 Rooms
Units4 Units
Building Area3,430 sqft Living Area
Gross Area5,417 sqft
1st Floor Area1,715 sqft
Basement Area1,715 sqft
Unfinished Basement1,715 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,514 sqft (0.081 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number35AB04
Street Address13 SUTTON AVE
CityOXFORD
StateMA
Zip01540-1778
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeGB
Legal BlockB04
JurisdictionOXFORD MA
Township / Civil DivisionOXFORD
Census Block Group2
Census Block2007
Census Tract753200

Owner

13 Sutton Ave, a residential property, is owned and occupied by two individuals who bought it in May 2024.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address13 SUTTON AVE, OXFORD, MA 01540-1778
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2025Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN HERITAGE BANK
Aug 22, 2017Deed of Trust, Mortgage · Commercial Mortgage
WEBSTER FIRST FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2024 · Amount on File
Deed SaleMay 9, 2024 · Amount on File
Prior SaleDec 5, 1997 · Amount on File
Deed Document Number202434407
Deed Book / Page70489 / 382
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOXFORD MA
Property Address13 SUTTON AVE, OXFORD, MA 01540-1778
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number071850-293
DateApr 14, 2025
Book Page71850/293
Instrument28387
Lender
NameAMERICAN HERITAGE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2055

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOXFORD MA
Property Address13 SUTTON AVE, OXFORD, MA 01540-1778
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number57617-247
DateAug 22, 2017
Book Page57617/247
Instrument91657
Lender
NameWEBSTER FIRST FCU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 13 Sutton Ave was $6,511, up 41.4% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionOxford Town
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$6,511.00 (+41.42%)$532,400 (+46.51%) Land $63,200 Building $469,200
2025$4,604.00 (-4.66%)$363,400 (+1.45%) Land $72,700 Building $290,700
2024$4,829.00 (+4.46%)$358,200 (+5.69%) Land $67,500 Building $290,700
2023$4,623.00$338,900 Land $60,300 Building $278,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13 Sutton Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Sutton Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUARION WATER COMPANY OXFORD
private · serves 7,384 people · EPA ID MA2226000
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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