East Lyme Town property record for 13 Surrey Ln, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1961 |
| Square Footage | 1,056 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Tax Bill | $4,755.00 (2025) |
| Primary APN | ELYM M:015.4 B:00098 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 2,720 sqft Gross Area |
| 1st Floor | 1,056 sqft 1st Floor |
| Basement Area | 1,056 sqft Basement |
| Unfinished Basement | 1,056 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Carport Garage |
| Carport | Carport |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1483 |
|---|---|
| Street Address | 13 SURREY LN |
| City | NIANTIC |
| State | CT |
| Zip | 06357-1317 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 98 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 716101 |
Source: East Lyme Town records · APN ELYM M:015.4 B:00098 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 SURREY LN, NIANTIC, CT 06357-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHARTER OAK FCU |
| Oct 01, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 13 SURREY LN, NIANTIC, CT 06357-1317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001130-243 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 1130/243 |
| Instrument | 242 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 13 SURREY LN, NIANTIC, CT 06357-1317 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1066-617 |
|---|---|
| Date | Oct 01, 2021 |
| Book Page | 1066/617 |
| Instrument | 3367 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2046 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,755.00 | $169,750 (-) Land $87,220 Building $82,530 | $118,825 Land $61,054 Building $57,771 |
| 2024 | $4,755.00 (+12.6%) | ||
| 2023 | $4,223.00 (+4.35%) | $169,750 (-) Land $87,220 Building $82,530 | |
| 2022 | $4,047.00 | $169,750 Land $87,220 Building $82,530 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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