13 Sunset Key Dr, Key West, FL 33040 Property Records

Monroe County property record for 13 Sunset Key Dr, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,480 sqft · built 1999
Lot Size	0.132 acres (5,763 sqft)
Owner	Company Name on File
Last Sale	$5,200,000 (Jan 2021)
Tax Bill	$43,524 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`00000200-000513`

Property Details

APN / Parcel Number

Primary APN	`00000200-000513`
Alternative APN	`8926715`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,480 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	2,480 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2013
Exterior Material	Mixed
Foundation Type	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	5,763 sqft (0.132 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	96 sqft

Exterior Amenities

Pool Area	560 sqft
Porch	Slab
Porch Area	1,860 sqft
Patio Area	924 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	8926715
Street Address	13 SUNSET KEY DR
City	KEY WEST
State	FL
Zip	33040-8382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HPRD
Legal Description	KW PARCEL OF FILLED LAND LYING WLY OF THE ISLAND OF KEY WEST (LOT 13 SUNSET ISLAND) .1323 AC OR1523-2185/96 OR2681-1120/22 OR3070-0054
Legal Range	24E
Legal Township	67S
Legal Section	36
Legal Subdivision	SUNSET TANK ISLAND
Legal Lot Number	13
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2056
Census Tract	972500

Owner

13 Sunset Key Dr is owned by a company that bought it in January 2021.

Source: Monroe County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	1853 N BURLING ST, CHICAGO, IL 60614-5103
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK
Jan 20, 2021	Warranty Deed, Transfer FLORIDA TITLE PROFESSIONAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Prior Sale	Apr 28, 2014 · Amount on File
Deed Document Number	20212300112
Deed Book / Page	3070 / 54
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Recording Date	Sep 30, 2026
Property Address	13 SUNSET KEY DR, KEY WEST, FL 33040-8382
Document Number	0002562326
Book / Page	3404 / 1800
Instrument Date	Sep 10, 2026
Instrument	20262562326
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	1853 N BURLING ST, CHICAGO, IL 60614-5103

Mortgage

Document Number	0002562326,
Date	Sep 30, 2026
Book Page	3404/1800
Instrument	20262562326

Lender

Name	ASSOCIATED BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2056

Interest

Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 20, 2021
Property Address	13 SUNSET KEY DR, KEY WEST, FL 33040-8382
Document Number	0030700054
Book / Page	3070 / 54
Instrument Date	Jan 19, 2021
Instrument	2300112
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FLORIDA TITLE PROFESSIONAL

Transaction

Amount	Amount on Record
Tax	$36,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 E COURT ST, 119, CINCINNATI, OH 45202-1203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1853 N BURLING ST, CHICAGO, IL 60614-5103

Tax Assessment & Valuation

The 2025 property tax bill for 13 Sunset Key Dr was $43,524, down 2.4% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$43,524.00 (-2.38%)	$5,243,892 Land $4,289,055 Building $954,837	$5,243,892 Land $4,289,055 Building $954,837
2024	$44,587.00 (-0.86%)
2023	$44,972.00 (+3.52%)	$5,336,658 (+2.16%) Land $4,568,618 Building $768,040	$5,336,658 (+2.16%) Land $4,568,618 Building $768,040
2022	$43,444.00	$5,223,986 Land $4,447,595 Building $776,391	$5,223,986 Land $4,447,595 Building $776,391

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Sunset Key Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 307 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	746 units insured incl. 439 condo units
Nearby Flood Claims	53 (2005–2017)
Claims Outside the SFHA	5 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 50 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Sunset Key Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sunset Key Dr

Nearby Streets

All Key West, FL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures