13 Sunridge Ln, Monarch, MT 59463 Property Records

Cascade County property record for 13 Sunridge Ln, Monarch, MT 59463

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,209 sqft · built 2015
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,123 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2022 Second Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`R0253150`

Property Details

APN / Parcel Number

Primary APN	`R0253150`
Alternative APNs	`02-2456-14-4-03-41-0000` `0005467820` `05467820`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,209 sqft Living Area
1st Floor Area	2,209 sqft
Family Room	Family Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	63,162 sqft (1.45 acres)
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Deck Area	304 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	0005467820
Street Address	13 SUNRIDGE LN
City	MONARCH
State	MT
Zip	59463-7717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EGLIN ESTATES (OLD DAV PARK)463, S14, T15 N, R07 E, LOT 027
Legal Range	07E
Legal Township	15N
Legal Section	14
Legal Subdivision	EGLIN ESTATES
Legal Lot Number	27
Jurisdiction	CASCADE MT
Township / Civil Division	MONARCH-NEIHART
Census Block Group	1
Census Block	1101
Census Tract	10600

Owner

Source: Cascade County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 22, MONARCH, MT 59463-0022
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage 1ST LIBERTY FCU
Apr 28, 2020	Correction Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Mar 5, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Jun 19, 2017	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2005
Deed Sale	Aug 12, 2005
Deed Document Number	2005109739
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	13 SUNRIDGE LN, MONARCH, MT 59463-7717
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0413834
Date	Jul 14, 2021
Instrument	R0413834

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	13 SUNRIDGE LN, MONARCH, MT 59463-7717
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0433119
Date	Jul 25, 2022
Instrument	R0433119

Lender

Name	1ST LIBERTY FCU
Type	Credit Union
Address	GREAT FALLS, MT 59403

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2032

April 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CASCADE MT
Recording Date	Apr 28, 2020
Property Address	13 SUNRIDGE LN, MONARCH, MT 59463-7717
Document Number	0000386930
Instrument Date	Apr 28, 2020
Instrument	386930
Transaction Type	Transfer
Record Updated	Jun 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 2062 AUBURN WA 980712062, AUBURN, WA 98071-2062

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	13 SUNRIDGE LN, MONARCH, MT 59463-7717
Document Number	0000384865
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 SUNRIDGE LN MONARCH MT 59463, MONARCH, MT 59463

Mortgage

Document Number	0000384865
Date	Mar 12, 2020
Instrument	384865

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	13 SUNRIDGE LN, MONARCH, MT 59463-7717
Document Number	0000341416
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 SUN RIDGE LN MONARCH MT 59463, MONARCH, MT 59463

Mortgage

Document Number	0000341416
Date	Jun 26, 2017
Instrument	341416

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Elementary School District	Belt Elementary School District (PK - 08)
Secondary School District	Belt High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,123.00 (-15.15%)	$550,300 (-)
2025	$2,502.00 (-20.04%)	$550,300 (+20.84%)	$550,300 (+20.84%) Land $64,065 Building $486,235
2023	$3,129.00	$455,400	$455,400 Land $51,340 Building $404,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1981–2011)
Most Recent Claim	May 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
3 Rivers Communications DSL · Fiber in parts of the area	25 / 3

Cell Coverage

No cell data coverage reported

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