Pinellas County property record for 13 Summit Ln, Safety Harbor, FL 34695
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,876 sqft · built 1984 |
| Lot Size | 0.221 acres (9,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,000 (Dec 2017) |
| Deeds & Mortgages | May 2023 Line of Credit Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-760-9086-9 |
| Primary APN | C62-000-760-9086-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 1,876 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,640 sqft (0.221 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R291049 |
|---|---|
| Street Address | 13 SUMMIT LN |
| City | SAFETY HARBOR |
| State | FL |
| Zip | 34695-5423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAY WOODS-UNIT 1 BLK A, LOT 20 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | BAY WOODS-UNIT 1 |
| Legal Tract | 5805 |
| Legal Block | A |
| Legal Lot Number | 20 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 26815 |
13 Summit Ln is owned and occupied by two individuals who bought it in December 2017.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 SUMMIT LN, SAFETY HARBOR, FL 34695-5423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Dec 4, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2017 · Amount on File |
| Deed Sale | Dec 4, 2017 · Amount on File |
| Prior Sale | Apr 13, 2009 · Amount on File |
| Deed Document Number | 2017365688 |
| Deed Book / Page | 19860 / 586 |
| Prior Transfer Date | Feb 9, 2009 |
| Prior Transfer Doc | 0165011156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 13 SUMMIT LN, SAFETY HARBOR, FL 34695-5423 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13 SUMMIT LN, SAFETY HARBOR, FL 34695-5423 |
| Document Number | 0224412203 |
|---|---|
| Date | May 16, 2023 |
| Book Page | 22441/2203 |
| Instrument | 2023127547 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 24, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 4, 2017 |
| Property Address | 13 SUMMIT LN, SAFETY HARBOR, FL 34695-5423 |
| Document Number | 0198600586 |
| Book / Page | 019860 / 000586 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 365688 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | PROFESSIONAL TITLE SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,897.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8206 SOLANO BAY LOOP #431 TAMPA FL 336359559, 431, TAMPA, FL 33635-9559 |
| Document Number | 198600587 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 019860/000587 |
| Instrument | 365689 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 3, 2047 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Safety Harbor City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Veteran's exemption | $285,639 | $489,327 Land $171,412 Building $317,915 |
| 2023 | Homeowner's exemption | $269,504 | $467,338 Land $214,061 Building $253,277 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Summit Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 126 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 21 (1985–2024) |
| Claims Outside the SFHA | 7 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Summit Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAFETY HARBOR WATER DEPT serves 16,473 people · EPA ID FL6521576 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Frontier.
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