13 Summit Ct, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 13 Summit Ct, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	1,856 sqft · built 1958
Lot Size	0.27 acres (11,748 sqft)
Owner	2 Individual Names on File
Last Sale	$599,000 (Jul 2019)
Tax Bill	$15,292 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-05508-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`20-05508-0000-00005`
Alternative APNs	`2000685000000011` `200550800005`

Interior

Stories	2 Stories
Building Area	1,856 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Stucco
Lot Area	11,748 sqft (0.27 acres)
Lot Dimensions	125 ft deep x 94 ft wide

Location & Zoning

Old Parcel Number	2000685000000011
Street Address	13 SUMMIT CT
City	WESTFIELD
State	NJ
Zip	07090-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WESTFIELD ESTATES
Legal Block	5508
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2021
Census Tract	36800

Owner

13 Summit Ct is owned and occupied by two individuals who bought it in July 2019.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 SUMMIT CT, WESTFIELD, NJ 07090-2831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 3, 2019	Deed, Transfer ACRES LAND TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019 · Amount on File
Deed Sale	Jul 3, 2019 · Amount on File
Prior Sale	Jun 28, 2010 · Amount on File
Deed Document Number	2019314511
Deed Book / Page	6329 / 590
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	13 SUMMIT CT, WESTFIELD, NJ 07090-2831
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150022702
Date	Jul 6, 2021
Book Page	15002/2702
Instrument	15773

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 3, 2019
Property Address	13 SUMMIT CT, WESTFIELD, NJ 07090-2831
Document Number	0063290590
Book / Page	6329 / 0590
Map Reference	MAP 484-B
Instrument Date	Jun 25, 2019
Instrument	314511
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ACRES LAND TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$5,174.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 MOHAWK TRL, 39, WESTFIELD, NJ 07090-2707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SUMMIT CT, WESTFIELD, NJ 07090-2831

Tax Assessment & Valuation

The 2025 property tax bill for 13 Summit Ct was $15,292, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$667,200 (-) Land $446,000 Building $221,200	$667,200 (-) Land $446,000 Building $221,200
2025	$15,292.00 (+1.78%)	$667,200 Land $446,000 Building $221,200	$667,200 Land $446,000 Building $221,200
2024	$15,025.00
2023		$667,200 Land $446,000 Building $221,200	$667,200 Land $446,000 Building $221,200
2022	$14,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Summit Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2021–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Summit Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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