Westerly Town property record for 13 Stuart St, Westerly, RI 02891 · Last verified August 2026
| Property Type | Residential > Specialized > Seasonal, Cabin, Vacation |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1952 |
| Square Footage | 1,528 sqft Living Area |
| Lot Size | 20,000 sqft (0.459 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $60,000 (2016) |
| Tax Bill | $3,394.00 (2025) |
Source: Westerly Town records · APN WEST M:121 B:75
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 STUART ST, WESTERLY, RI 02891-3819 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
| Jul 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2016 · Amount on Record |
| Deed Sale | Jan 15, 2016 · Amount on Record |
| Prior Sale | Jan 15, 2016 · Amount on Record |
| Deed Doc Number | 2016254 |
| Deed Book / Page | 2016 / 979 |
| Transfer Doc | 2016-977 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jul 24, 2026 |
| Property Address | 13 STUART ST, WESTERLY, RI 02891-3819 |
| Document Number | 0000002536 |
| Book / Page | 2026 / 11351 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20262536 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13 STUART ST, WESTERLY, RI 02891-3819 |
| Document Number | 0000002536, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 2026/11351 |
| Instrument | 20262536 |
| Name | RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2041 |
| Rate | 5.84% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jul 24, 2026 |
| Property Address | 13 STUART ST, WESTERLY, RI 02891-3819 |
| Document Number | 0000002534 |
| Book / Page | 2026 / 11334 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20262534 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13 STUART ST, WESTERLY, RI 02891-3819 |
| Date | Jul 24, 2026 |
|---|
| Name | MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,394.00 (+13.02%) | $477,300 (+52.88%) Land $194,800 Building $282,500 |
| 2023 | $3,003.00 (+0.6%) | $312,200 (-) Land $139,200 Building $173,000 |
| 2022 | $2,985.00 | $312,200 Land $139,200 Building $173,000 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | WEST M:121 B:75 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,528 sqft Living Area |
| Gross Area | 2,802 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,000 sqft (0.459 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 4160401 |
|---|---|
| Street Address | 13 STUART ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3819 |
| Property Usage | Residential Property Usage |
| Type | Residential > Specialized > Seasonal, Cabin, Vacation |
| Legal Block | 75 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 3 |
| Census Block | 3050 |
| Census Tract | 50902 |
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