13 Stonegate Dr, Watchung, NJ 07069 Property Records

Somerset County and Watchung Borough property record for 13 Stonegate Dr, Watchung, NJ 07069

Property Summary

Property Type	Single Family Home
Details	3,007 sqft · built 1980
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Aug 2002)
Tax Bill	$14,533 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-07011-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`21-07011-0000-00013`
Alternative APNs	`210701100013` `SB01`

Interior

Building Area	3,007 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Account Number	SB01
Street Address	13 STONEGATE DR
City	WATCHUNG
State	NJ
Zip	07069-5469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Block	7011
Legal Lot Number	13
Jurisdiction	SOMERSET NJ
Township / Civil Division	WATCHUNG
Census Block Group	1
Census Block	1001
Census Tract	52300

Owner

13 Stonegate Dr is owned and occupied by an individual who bought it in August 2002.

Source: Somerset County and Watchung Borough records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	13 STONEGATE DR, WATCHUNG, NJ 07069-5469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2002 · Amount on File
Deed Sale	Aug 15, 2002 · Amount on File
Prior Sale	Dec 2, 1998 · Amount on File
Deed Book / Page	5190 / 3149
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	13 STONEGATE DR, WATCHUNG, NJ 07069-5469
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 STONEGATE DR, PLAINFIELD, NJ 07069-5469

Mortgage

Document Number	0000001242
Date	Jan 14, 2026
Book Page	7660/3198
Instrument	2026001242

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.37%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.3%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	13 STONEGATE DR, WATCHUNG, NJ 07069-5469
Document Number	0000035152
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 STONEGATE DR WATCHUNG NJ 070695469, WATCHUNG, NJ 07069-5469

Mortgage

Document Number	0000035152
Date	Sep 18, 2019
Book Page	007152/000818
Instrument	35152

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13 Stonegate Dr was $14,533, up 6.5% from the year before.

Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Watchung Borough
Elementary School District	Watchung Borough School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$790,900 (+6.23%) Land $273,400 Building $517,500	$790,900 (+6.23%) Land $273,400 Building $517,500
2025	$14,533.00 (+6.47%)	$744,500 Land $253,100 Building $491,400	$744,500 Land $253,100 Building $491,400
2024	$13,650.00
2023		$642,900 Land $212,600 Building $430,300	$642,900 Land $212,600 Building $430,300
2022	$12,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Stonegate Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 4 condo units
Nearby Flood Claims	4 (1978–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Stonegate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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