13 Stephen St, Derby, CT 06418 Property Records

Derby City property record for 13 Stephen St, Derby, CT 06418 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 1971
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$94,900 (Dec 1985)
Tax Bill	$6,396 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:6 B:6 L:41`

Property Details

APN / Parcel Number

Primary APN	`DERB M:6 B:6 L:41`
Alternative APNs	`001629` `7534` `1629`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	1,334 sqft
Basement Area	1,290 sqft
Unfinished Basement	990 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1629
Street Address	13 STEPHEN ST
City	DERBY
State	CT
Zip	06418-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6
Legal Lot Number	41
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	3
Census Block	3001
Census Tract	120100

Owner

Source: Derby City records · APN DERB M:6 B:6 L:41

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 STEPHEN ST, DERBY, CT 06418-2124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2018	Deed of Trust, Mortgage · Line of Credit SIKORSKY FNCL CU INC
Jul 17, 2019	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 1985 · Amount on Record
Deed Sale	Dec 18, 1985 · Amount on Record
Deed Book / Page	193 / 933
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	13 STEPHEN ST, DERBY, CT 06418-2124
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	775-285
Date	Apr 24, 2018
Book Page	775/285

Lender

Name	SIKORSKY FNCL CU INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	13 STEPHEN ST, DERBY, CT 06418-2124
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	801-178
Date	Jul 17, 2019
Book Page	801/178

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Derby City records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,396.00	$148,050 (-) Land $39,580 Building $108,470	$103,635 Land $27,706 Building $75,929
2024	$6,396.00 (+11.92%)
2023	$5,715.00	$148,050 (-) Land $39,690 Building $108,360
2022	$5,715.00	$148,050 Land $39,690 Building $108,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 7% of Connecticut
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
GoNetspeed	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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