13 Stephen Dr, Ocean View, NJ 08230 Property Records

Cape May County and Upper Township property record for 13 Stephen Dr, Ocean View, NJ 08230

Property Summary

Property Type	Single Family Home
Details	3,579 sqft · built 1991
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Nov 2023)
Tax Bill	$11,061 (2024)
Deeds & Mortgages	Nov 2023 Sale Apr 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-00567-0000-00053-06`

Property Details

APN / Parcel Number

Primary APN	`11-00567-0000-00053-06`
Alternative APN	`11005670000000530006`

Interior

Stories	1 Story
Building Area	3,579 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	13 STEPHEN DR
City	OCEAN VIEW
State	NJ
Zip	08230-1355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	MCGUIRE/BUECKER ASSOC
Legal Block	567
Legal Lot Number	53.6
Jurisdiction	CAPE MAY NJ
Township / Civil Division	UPPER
Census Block Group	2
Census Block	2009
Census Tract	20302

Owner

Source: Cape May County and Upper Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 STEPHEN DR, OCEAN VIEW, NJ 08230-1355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed, Transfer
Apr 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN HERITAGE BANK
Sep 29, 2020	Quit Claim Deed, Transfer SOFI LNDG
Jun 4, 2019	Grant Deed, Transfer · Conventional Mortgage SOFI LNDG
Jan 18, 2018	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	202325089
Deed Book / Page	4142 / 431
Prior Transfer Date	Sep 15, 2020
Prior Transfer Doc	0039360573
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Nov 15, 2023
Property Address	13 STEPHEN DR, OCEAN VIEW, NJ 08230-1355
Document Number	0000025089
Book / Page	D4142 / 431
Instrument Date	Nov 10, 2023
Instrument	2023025089
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Amount	Amount Recorded
Tax	$60.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1183, MARMORA, NJ 08223-5183

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 STEPHEN DR, OCEAN VIEW, NJ 08230-1355
Investor	Possibly a Property Investor

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	13 STEPHEN DR, OCEAN VIEW, NJ 08230-1355
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012367
Date	Apr 5, 2022
Book Page	M6549/630
Instrument	2022012367

Lender

Name	AMERICAN HERITAGE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	May 1, 2035

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Sep 29, 2020
Property Address	13 STEPHEN DR, OCEAN VIEW, NJ 08230-1355
Document Number	0039360573
Book / Page	003936 / 000573
Instrument Date	Sep 15, 2020
Instrument	32973
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	SERVICELINK EAST ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 STEPHEN DR OCEAN VIEW NJ 082301355, OCEAN VIEW, NJ 08230-1355

Mortgage

Document Number	62500285
Date	Sep 29, 2020
Book Page	006250/000285
Instrument	32974

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jun 4, 2019
Property Address	13 STEPHEN DR, OCEAN VIEW, NJ 08230-1355
Document Number	0038570866
Book / Page	003857 / 000866
Instrument Date	May 31, 2019
Instrument	95487
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	INFINITY TITLE CORPORATION, INFINITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$482.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 STEPHEN DR OCEAN VIEW NJ 082301355, OCEAN VIEW, NJ 08230-1355

Mortgage

Document Number	60710753
Date	Jun 4, 2019
Book Page	006071/000753
Instrument	95488

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jan 18, 2018
Property Address	13 STEPHEN DR, OCEAN VIEW, NJ 08230-1355
Document Number	0037720804
Book / Page	003772 / 000804
Instrument Date	Sep 1, 2017
Instrument	42602
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	FEDERATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 STEPHEN DR OCEAN VIEW NJ 082301355, OCEAN VIEW, NJ 08230-1355

Mortgage

Document Number	59370797
Date	Jan 18, 2018
Book Page	005937/000797
Instrument	42603

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

Source: Cape May County and Upper Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Upper Township
Unified School District	Upper Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,000 (-) Land $155,800 Building $326,200	$482,000 (-) Land $155,800 Building $326,200
2025		$482,000 (-) Land $155,800 Building $326,200	$482,000 (-) Land $155,800 Building $326,200
2024	$11,061.00 (+8.81%)
2023		$482,000 (-) Land $155,800 Building $326,200	$482,000 (-) Land $155,800 Building $326,200
2022	$10,165.00 (+21.74%)	$482,000 Land $155,800 Building $326,200	$482,000 Land $155,800 Building $326,200
2021	$8,350.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 units insured incl. 22 condo units
Nearby Flood Claims	7 (1979–2010)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 71% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

13 Stephen Dr, Ocean View, NJ 08230 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Stephen Dr

Nearby Streets

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