13 Stephanie Cir, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 13 Stephanie Cir, Sinking Spring, PA 19608

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,645 sqft · built 2025
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on File
Last Sale	$114,900 (Nov 2023)
Tax Bill	$3,714 (2026)
Deeds & Mortgages	Nov 2024 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4384-02-59-8976`

Property Details

APN / Parcel Number

Primary APN	`4384-02-59-8976`
Alternative APNs	`39-4384-02-59-8976` `39210000` `210000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,645 sqft Living Area
1st Floor Area	1,645 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Lot Area	131,987 sqft
Terrain	Below Road/Slope
View / Lot	Neighborhood
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Well

Location & Zoning

Account Number	39210000
Street Address	13 STEPHANIE CIR
City	READING
State	PA
Zip	19608-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SPRINGDALE REV
Legal Block	59
Legal Lot Number	13
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	3
Census Block	3045
Census Tract	11602

Owner

13 Stephanie Cir is owned by two individuals who bought it in November 2023.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2011 BACK RD, HALIFAX, PA 17032-9691
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
Nov 1, 2023	Deed, Transfer · Stand-Alone First Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on File
Deed Sale	Nov 1, 2023 · Amount on File
Prior Sale	Mar 11, 2003 · Amount on File
Deed Document Number	202332622
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	13 STEPHANIE CIR, READING, PA 19608-9556
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	SIGNATURE ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1352 W WYOMISSING CT H, H, READING, PA 19609-2351

Mortgage

Document Number	0000033898
Date	Nov 6, 2024
Instrument	2024033898

Lender

Name	FULTON BANK NA
Type	Bank
Address	4429 BONNEY RD STE 310, VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	366 Months
Due	May 1, 2055

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 1, 2023
Property Address	13 STEPHANIE CIR, READING, PA 19608-9556
Document Number	0000032622
Map Reference	VOL 63 PG 3
Instrument Date	Oct 26, 2023
Instrument	2023032622
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,149.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 BACK RD, HALIFAX, PA 17032-9691

Mortgage

Document Number	0000032623
Date	Nov 1, 2023
Instrument	2023032623

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 13 Stephanie Cir was $3,714.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,714.00	$187,000 Land $64,800 Building $122,200	$64,800 Land $64,800
2024	$940.00 (-64.43%)	$59,100 (-) Land $59,100
2023	$2,643.00	$59,100 Land $59,100
1994			$59,100 Land $59,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Stephanie Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2001–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Stephanie Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Service Electric Cable TV.

Nearby Properties on Stephanie Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures