13 Stella Dr, Reading, PA 19608 Property Records

Berks County property record for 13 Stella Dr, Reading, PA 19608

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,690 sqft · built 2020
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$404,900 (Oct 2020)
Tax Bill	$3,641 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4376-11-57-4486`

Property Details

APN / Parcel Number

Primary APN	`4376-11-57-4486`
Alternative APNs	`49-4376-11-57-4486` `49001255` `001255`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,690 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Neighborhood
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	49001255
Street Address	13 STELLA DR
City	READING
State	PA
Zip	19608-9069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GREEN VALLEY ESTATES WEST PHASE 2
Legal Block	57
Legal Lot Number	3
Jurisdiction	BERKS PA
Township / Civil Division	LOWER HEIDELBERG
Census Block Group	1
Census Block	1027
Census Tract	10602

Owner

13 Stella Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Berks County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 STELLA DR, READING, PA 19608-9069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed, Transfer · Conventional Mortgage SIGNATURE ABSTRACT
Oct 21, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on File
Deed Sale	Oct 21, 2020 · Amount on File
Deed Document Number	202039264
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 16, 2026
Property Address	13 STELLA DR, READING, PA 19608-9069
Document Number	0000022958
Instrument Date	Jul 10, 2026
Instrument	202622958
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578,730.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 STELLA DR, READING, PA 19608-9069

Mortgage

Document Number	0000022959,
Date	Jul 16, 2026
Instrument	202622959

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 21, 2020
Property Address	13 STELLA DR, READING, PA 19608-9069
Document Number	0000039264
Instrument Date	Oct 16, 2020
Instrument	2020039264
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	STEWART ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,049.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 STELLA DR, READING, PA 19608-9069

Mortgage

Document Number	0000039265
Date	Oct 21, 2020
Instrument	2020039265

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 13 Stella Dr was $3,641 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Lower Heidelberg Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,641.00 Homeowner's exemption	$228,000 Land $35,000 Building $193,000	$35,000 Land $35,000
2024	$3,441.00	$228,000 Land $35,000 Building $193,000
1994			$228,000 Land $35,000 Building $193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Stella Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Stella Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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