13 Stanley St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 13 Stanley St, Lowell, MA 01850

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,918 sqft · built 1910
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (May 2019)
Tax Bill	$5,627 (2026)
Deeds & Mortgages	Apr 2020 Refinance Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`K00460`

Property Details

APN / Parcel Number

Primary APN	`K00460`
Alternative APNs	`LOWE M:175 B:5490 L:13` `M:000175 T:K00460`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,918 sqft Living Area
Gross Area	3,016 sqft
1st Floor Area	1,252 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	K00460
Street Address	13 STANLEY ST
City	LOWELL
State	MA
Zip	01850-1959
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	USF
Legal Block	5490
Legal Lot Number	13
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2017
Census Tract	310400

Owner

13 Stanley St, a duplex, is owned by an individual who bought it in May 2019.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 ALDER ST, DRACUT, MA 01826-2301
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Apr 7, 2020	Deed of Trust, Mortgage · ARM JEANNE D ARC CU
May 3, 2019	Quit Claim Deed, Transfer · Conventional Mortgage JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2019 · Amount on File
Deed Sale	May 3, 2019 · Amount on File
Prior Sale	Dec 18, 2018 · Amount on File
Deed Document Number	201916744
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	13 STANLEY ST, LOWELL, MA 01850-1959
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33994-127
Date	Apr 7, 2020
Book Page	33994/127
Instrument	14708

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	13 STANLEY ST, LOWELL, MA 01850-1959
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33994-103
Date	Apr 7, 2020
Book Page	33994/103
Instrument	14707

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2027

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	May 3, 2019
Property Address	13 STANLEY ST, LOWELL, MA 01850-1959
Document Number	32948-259
Book / Page	032948 / 000259
Instrument Date	May 3, 2019
Instrument	16744
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,527.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13-15 STANLEY ST LOWELL MA 018501959, LOWELL, MA 01850-1959

Mortgage

Document Number	32948-262
Date	May 3, 2019
Book Page	032948/000262
Instrument	16745

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 13 Stanley St was $5,627, up 1.9% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,627.00 (+1.9%)	$495,800 (+3.08%) Land $132,900 Building $362,900	$586,997
2025	$5,522.00 (+12.05%)	$481,000 (+16.24%) Land $124,200 Building $356,800
2024	$4,928.00 (+4.96%)	$413,800 (+9.47%) Land $109,200 Building $304,600
2023	$4,695.00	$378,000 Land $94,900 Building $283,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Stanley St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13 Stanley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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