13 Stacy Ln, Mattoon, IL 61938 Property Records

Coles County property record for 13 Stacy Ln, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,682 sqft · built 1991
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jul 2022)
Tax Bill	$4,264 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0-01939-000`

Property Details

APN / Parcel Number

Primary APN	`06-0-01939-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,682 sqft Base Area
1st Floor Area	1,682 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	13 STACY LN
City	MATTOON
State	IL
Zip	61938-9365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADY OAKS 1ST ADDITION LOT 13
Legal Subdivision	SHADY OAKS 1ST ADDITION
Legal Lot Number	13
Jurisdiction	COLES IL
Township / Civil Division	LAFAYETTE
Census Block Group	5
Census Block	5039
Census Tract	200

Owner

13 Stacy Ln is owned and occupied by two individuals who bought it in July 2022.

Source: Coles County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 STACY LN, MATTOON, IL 61938-9365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITY OF CANTON
Aug 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NEIGHBOR BANK NA
Jul 1, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on File
Deed Sale	Jul 1, 2022 · Amount on File
Prior Sale	Apr 24, 2015 · Amount on File
Deed Document Number	2022802054
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Recording Date	Apr 13, 2026
Property Address	13 STACY LN, MATTOON, IL 61938-9365
Document Number	0000822086
Instrument Date	Apr 9, 2026
Instrument	2026822086
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 STACY LN, MATTOON, IL 61938-9365

Mortgage

Document Number	0000822086,
Date	Apr 13, 2026
Instrument	2026822086

Lender

Name	CITY OF CANTON

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	13 STACY LN, MATTOON, IL 61938-9365
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800777622
Date	Aug 21, 2018
Instrument	201800777622

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jul 1, 2022
Property Address	13 STACY LN, MATTOON, IL 61938-9365
Document Number	202200802054
Instrument Date	Jun 30, 2022
Instrument	202200802054
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 STACY LN, MATTOON, IL 61938-9365

Mortgage

Document Number	202200802055
Date	Jul 1, 2022
Instrument	202200802055

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Index	Other
Max Rate	6.25%

Tax Assessment & Valuation

The 2025 property tax bill for 13 Stacy Ln was $4,264 with a homeowner's exemption, up 3.9% from the year before.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Lafayette Township
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,264.00 (+3.95%) Homeowner's exemption	$74,627 (+10.2%) Land $10,262 Building $64,365	$223,881 (+10.2%) Land $30,786 Building $193,095
2024	$4,102.00	$67,719 (+11%) Land $9,312 Building $58,407	$203,157 (+11%) Land $27,936 Building $175,221
2023		$61,008 Land $8,389 Building $52,619	$183,024 Land $25,167 Building $157,857
2020	$4,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Stacy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Stacy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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