13 Spruce St, Wareham, MA 02571 Property Records

Plymouth County and Wareham Town property record for 13 Spruce St, Wareham, MA 02571 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,588 sqft · built 1971
Lot Size	0.309 acres (13,445 sqft)
Owner	Individual Name on File
Tax Bill	$4,492 (2025)
Deeds & Mortgages	Jun 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WARE M:00115 B:000 L:00021`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00115 B:000 L:00021`
Alternative APN	`WRHM M:00115 B:000 L:00021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,588 sqft Living Area
Gross Area	3,144 sqft
1st Floor Area	1,318 sqft
Basement Area	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,445 sqft (0.309 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	13 SPRUCE ST
City	WAREHAM
State	MA
Zip	02571-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	21
Jurisdiction	WAREHAM MA
Township / Civil Division	WAREHAM
Census Block Group	4
Census Block	4061
Census Tract	545200

Owner

Source: Plymouth County and Wareham Town records · APN WARE M:00115 B:000 L:00021

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13 SPRUCE ST, WAREHAM, MA 02571-1239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	13 SPRUCE ST, WAREHAM, MA 02571-1239
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	51214-182
Date	Jun 11, 2019
Book Page	51214/182
Instrument	42873

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Plymouth County and Wareham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Wareham Town
Unified School District	Wareham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,492.00 (-1.79%)	$431,100 (+5.84%) Land $122,400 Building $308,700	$553,280
2024	$4,574.00 (+5.25%)	$407,300 (+12.73%) Land $96,100 Building $311,200
2023	$4,346.00	$361,300 Land $87,300 Building $274,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Plymouth County (25023C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250235452004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Nearby Flood Policies	28 in force
Nearby Flood Claims	14 (1985–2021)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Sep 2021, rainfall accumulation, Tropical Storm Henri
Claims By Storm	Hurricane Bob, Aug 1991 · 7 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.