Ulster County and Wawarsing Town property record for 13 Spruce St, Kerhonkson, NY 12446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 2001 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $132,800 (Oct 2018) |
| Tax Bill | $4,065 (2025) |
| Deeds & Mortgages | Oct 2018 Sale & Mortgage Apr 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 515689 76.13-4-28 |
| Primary APN | 515689 76.13-4-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 140 ft deep x 112 ft wide |
| Porch | Slab |
| Porch Area | 64 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 132920.000 |
|---|---|
| Street Address | 13 SPRUCE ST |
| City | KERHONKSON |
| State | NY |
| Zip | 12446-3657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BR |
| Legal Block | 4 |
| Legal Lot Number | 28.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | WAWARSING |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 954500 |
Source: Ulster County and Wawarsing Town records, as of April 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13 SPRUCE ST, KERHONKSON, NY 12446-3657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2018 | Deed, Transfer · FHA Mortgage M&T BANK NA |
| Apr 9, 2018 | Grant Deed, Transfer |
| Jul 27, 2017 | Trustee's Deed, Foreclosure WEBTITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2018 · Amount on Record |
| Deed Sale | Oct 25, 2018 · Amount on Record |
| Prior Sale | Apr 9, 2018 · Amount on Record |
| Deed Document Number | 201814898 |
| Deed Book / Page | 6355 / 18 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Oct 25, 2018 |
| Property Address | 13 SPRUCE ST, KERHONKSON, NY 12446-3657 |
| Document Number | 0000014898 |
| Book / Page | 6355 / 18 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 000000014898 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 SPRUCE ST, KERHONKSON, NY 12446-3657 |
| Document Number | 0000014899 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 0000011675/0000000167 |
| Instrument | 000000014899 |
| Name | M&T BANK NA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Apr 9, 2018 |
| Property Address | 13 SPRUCE ST, KERHONKSON, NY 12446-3657 |
| Document Number | 0000004714 |
| Book / Page | 006285 / 000050 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 4714 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $212.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 152 FISCHER RD KERHONKSON NY 124462409, KERHONKSON, NY 12446-2409 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Jul 27, 2017 |
| Property Address | 13 SPRUCE ST, KERHONKSON, NY 12446-3657 |
| Document Number | 0000010756 |
| Book / Page | 006189 / 000314 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 10756 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 15, 2017 |
| Title Company | WEBTITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 SPRUCE ST KERHONKSON NY 12446, KERHONKSON, NY 12446 |
Source: Ulster County and Wawarsing Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Wawarsing Town |
| Unified School District | Rondout Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,065.00 (+82.29%) | $111,100 (-) Land $22,000 Building $89,100 | $185,167 (+18.33%) Land $36,667 Building $148,500 |
| 2023 | $111,100 (-) Land $22,000 Building $89,100 | $156,479 (+14.09%) Land $30,986 Building $125,493 | |
| 2022 | $111,100 Land $22,000 Building $89,100 | $137,160 Land $27,160 Building $110,000 | |
| 2021 | $2,230.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 50 (1987–2011) |
| Claims Outside the SFHA | 3 of 50 |
| Most Recent Claim | Sep 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KERHONKSON WATER DISTRICT serves 600 people · EPA ID NY5503373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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