Hancock County and Tremont Town property record for 13 Spruce Ln, Bernard, ME 04612
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,251 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:005 L:089A=02 |
| Primary APN | M:005 L:089A=02 |
|---|---|
| Alternative APNs |
|
| Lot Area | 56,628 sqft (1.3 acres) |
|---|
| Account Number | 1368 |
|---|---|
| Street Address | 13 SPRUCE LN |
| City | BERNARD |
| State | ME |
| Zip | 04612-3627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 89A-2 |
| Jurisdiction | TREMONT ME |
| Township / Civil Division | TREMONT |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 966200 |
13 Spruce Ln, a single family home, is owned by an individual.
Source: Hancock County and Tremont Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1031, SOUTHWEST HARBOR, ME 04679-1031 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TREMONT ME |
| Property Address | 13 SPRUCE LN, BERNARD, ME 04612-3627 |
| Document Number | 0070140509 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13 SPRUCE LN WEST TREMONT ME 04612, WEST TREMONT, ME 04612 |
| Document Number | 0070140509 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 007014/000509 |
| Instrument | 23601 |
| Name | BAR HARBOR BK&TR |
|---|---|
| Type | Bank |
| Address | BAR HARBOR, ME 04609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 13 Spruce Ln was $3,251, up 7.3% from the year before.
Source: Hancock County and Tremont Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Tremont Town |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Elementary School District | Tremont (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,251.00 (+7.26%) | $327,700 (-) Land $135,900 Building $191,800 |
| 2024 | $3,031.00 (+38.66%) | $327,700 (+92.2%) Land $135,900 Building $191,800 |
| 2023 | $2,186.00 (+10.13%) | $170,500 (-) Land $75,400 Building $95,100 |
| 2022 | $1,985.00 | $170,500 Land $75,400 Building $95,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 13 Spruce Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Spruce Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures