Ontario County and Naples Town property record for 13 Sprague St, Naples, NY 14512
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,032 sqft · built 1905 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (Sep 2016) |
| Tax Bill | $9,779 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| APN | 5552-000-04 |
| Primary APN | 5552-000-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,032 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| 2nd Floor Area | 808 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Type | Detached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 154 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5552-000-04 |
|---|---|
| Street Address | 13 SPRAGUE ST |
| City | NAPLES |
| State | NY |
| Zip | 14512-9273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | .73 ACRE |
| Legal Block | 1 |
| Legal Lot Number | 69.000 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 52200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Naples South Main Street Historic District listed 2022 · 93 contributing resources · NRIS 100008347 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
13 Sprague St is owned and occupied by two individuals who bought it in September 2016.
Source: Ontario County and Naples Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 SPRAGUE ST, NAPLES, NY 14512-9273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2016 · Amount on File |
| Deed Sale | Sep 29, 2016 · Amount on File |
| Prior Sale | Dec 21, 2007 · Amount on File |
| Deed Book / Page | 1370 / 986 |
| Prior Transfer Date | Jul 20, 2001 |
| Prior Transfer Doc | 1059000824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 13 SPRAGUE ST, NAPLES, NY 14512-9273 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 003238/583 |
|---|---|
| Date | Oct 26, 2023 |
| Book Page | 3238/583 |
| Instrument | 202310260363 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 265 Months |
| Due | Nov 1, 2045 |
The 2026 property tax bill for 13 Sprague St was $9,779, up 78.3% from the year before.
Source: Ontario County and Naples Town assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| County Subdivision | Naples Town |
| Municipality | Naples Village |
| Unified School District | Naples Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,779.00 (+78.25%) | ||
| 2025 | $5,486.00 | $250,000 Land $21,800 Building $228,200 | $257,700 Land $22,471 Building $235,229 |
| 2023 | $180,000 Land $13,600 Building $166,400 | $195,700 Land $14,786 Building $180,914 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 13 Sprague St; there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Sprague St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES CONSOLIDATED serves 1,250 people · EPA ID NY3401161 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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