13 Smith Ln, Bluffton, SC 29910 Property Records

Beaufort County property record for 13 Smith Ln, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1,962 sqft · built 1982
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$1,149 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R60003800000380000`

Property Details

APN / Parcel Number

Primary APN	`R60003800000380000`
Alternative APN	`00504868`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00504868
Old Parcel Number	R60003800000380000
Street Address	13 SMITH LN
City	BLUFFTON
State	SC
Zip	29910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	PAR D ALMA G HIOTT PROP 07-07-1980 DB03040395 L549
Legal Subdivision	S.C. 46 PRITCHARDVILLE AREA
Legal Lot Number	549
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2035
Census Tract	2106

Owner

Source: Beaufort County records · APN R60003800000380000

Assessment roll updated September 13, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1648, BLUFFTON, SC 29910-1648
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 09, 2016
Deed Sale	May 09, 2016
Deed Document Number	0036952016
Record Updated	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	13 SMITH LN, BLUFFTON, SC 29910
Document Number	0000058759
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SMITH LN BLUFFTON SC 29910, BLUFFTON, SC 29910

Mortgage

Document Number	0000058759
Date	Oct 30, 2018
Book Page	003711/001060
Instrument	58759

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,149.00	$10,620 (-)
2024	$1,149.00	$10,620 (-)	$471,900 (-) Land $208,000 Building $263,900
2023	$1,149.00 (+11.99%)	$10,620 (+15.06%)	$471,900 (+94.28%) Land $208,000 Building $263,900
2022	$1,026.00	$9,230	$242,900 Land $104,000 Building $138,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), as of March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021062, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	5 (2016–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 59% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 14 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC0720003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BJW&SA serves 164,829 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.