Cumberland County and Gray Town property record for 13 Small Dam Rd, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,209 sqft · built 1970 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,517 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | F02032000000 |
| Primary APN | F02032000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,209 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Contemporary |
| Exterior Material | Concrete Block |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Deck Area | Deck Area |
| Heating System | Space Heater |
|---|
| Account Number | 3305 |
|---|---|
| Street Address | 13 SMALL DAM RD |
| City | GRAY |
| State | ME |
| Zip | 04039-5407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Block | 202 |
| Legal Lot Number | 32-0 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 4702 |
Source: Cumberland County and Gray Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 SMALL DAM RD, GRAY, ME 04039-5407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 13 SMALL DAM RD, GRAY, ME 04039-5407 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0390080284 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 39008/284 |
| Instrument | 89226 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2053 |
Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,517.00 (-20.14%) | $363,300 (+25.23%) Land $193,100 Building $170,200 |
| 2023 | $4,404.00 (+8.82%) | $290,100 (-) Land $119,000 Building $171,100 |
| 2022 | $4,047.00 | $290,100 Land $119,000 Building $171,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 278.2 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAY WATER DISTRICT serves 2,468 people · EPA ID ME0090620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| GoNetspeed Fiber | 1,000 / 1,000 |
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