St. Charles County property record for 13 Shadow Ln, Saint Peters, MO 63376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,364 sqft · built 1984 |
| Lot Size | 0.23 acres (10,033 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Aug 2021) |
| Tax Bill | $4,798 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 403140A030 |
| Primary APN | 403140A030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,364 sqft Living Area |
| Gross Area | 4,283 sqft |
| 1st Floor Area | 1,928 sqft |
| Basement Area | 1,914 sqft |
| Finished Basement | 1,436 sqft |
| Unfinished Basement | 478 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,033 sqft (0.23 acres) |
| Lot Dimensions | 127 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 488 sqft |
| Patio Area | 477 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 403140A030 |
|---|---|
| Street Address | 13 SHADOW LN |
| City | SAINT PETERS |
| State | MO |
| Zip | 63376-2358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | SHADOW CREEK #1 LOT 68 |
| Legal Subdivision | SHADOW CREEK #1 |
| Legal Lot Number | 68 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ST. PETERS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 311311 |
13 Shadow Ln is owned and occupied by two individuals who bought it in August 2021.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 SHADOW LN, SAINT PETERS, MO 63376-2358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Aug 4, 2021 | Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2021 · Amount on File |
| Deed Sale | Aug 4, 2021 · Amount on File |
| Prior Sale | Oct 26, 2009 |
| Deed Document Number | 202165370 |
| Prior Transfer Date | Oct 24, 2009 |
| Prior Transfer Doc | 0000826520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 13 SHADOW LN, SAINT PETERS, MO 63376-2358 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 13 SHADOW LN, SAINT PETERS, MO 63376-2358 |
| Investor | Possibly a Property Investor |
| Document Number | 0000040777 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025R-040777 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 4, 2021 |
| Property Address | 13 SHADOW LN, SAINT PETERS, MO 63376-2358 |
| Document Number | 2021R065370 |
| Map Reference | MB 20 PG 184 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021R-065370 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 SHADOW LN, 13, SAINT PETERS, MO 63376-2358 |
| Name | Verified Name |
|---|---|
| Address | 13 SHADOW LN, SAINT PETERS, MO 63376-2358 |
| Investor | Possibly a Property Investor |
| Document Number | 2021R065371 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021R-065371 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 13 Shadow Ln was $4,798.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Peters City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,149 (-) | $363,941 (-) Land $60,000 Building $303,941 | |
| 2025 | $4,798.00 | $69,149 | $363,941 Land $60,000 Building $303,941 |
| 2023 | $64,707 (+23.47%) | ||
| 2022 | $3,980.00 | $52,406 | $340,561 (+23.47%) Land $50,000 Building $290,561 |
| 2021 | $275,819 Land $50,000 Building $225,819 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 13 Shadow Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13 Shadow Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST PETERS PWS serves 52,575 people · EPA ID MO6010719 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: i3 Broadband.
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