Flagler County property record for 13 Sentry Oak Pl, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,128 sqft · built 1998 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $757,000 (Mar 2025) |
| Tax Bill | $6,121 (2025) |
| Deeds & Mortgages | Sep 2020 Second Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-11-31-4985-00000-0130 |
| Primary APN | 44-11-31-4985-00000-0130 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,128 sqft Living Area |
| Gross Area | 4,358 sqft |
| 1st Floor Area | 3,128 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 24,002 sqft (0.551 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 1,712 sqft |
| Pool Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 13 SENTRY OAK PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKS NORTH SUBD LOT 13 OR 525 PG 1350 OR 592 PG 131 OR 725 PG 49 OR 1194/1800 OR 1939/ 1410-RDMAN MILIDANTRI TRUST OR 2471/1928-CD OR 2479/211-CD |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 44 |
| Legal Subdivision | OAKS NORTH SUBD |
| Legal Lot Number | 13 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 60103 |
13 Sentry Oak Pl is owned and occupied by two individuals who bought it in March 2025.
Source: Flagler County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 SENTRY OAK PL, PALM COAST, FL 32137-8057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Jan 14, 2022 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Sep 22, 2020 | Correction Deed ATTORNEY ONLY |
| Aug 28, 2020 | Correction Deed ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2025 · Amount on File |
| Deed Sale | Mar 26, 2025 · Amount on File |
| Prior Sale | Jan 25, 2005 · Amount on File |
| Deed Document Number | 202512689 |
| Deed Book / Page | 2946 / 1568 |
| Prior Transfer Date | Aug 27, 2020 |
| Prior Transfer Doc | 0000000211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 13 SENTRY OAK PL, PALM COAST, FL 32137-8057 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 13 SENTRY OAK PL, PALM COAST, FL 32137-8057 |
| Document Number | 0024790214 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 2479/214 |
| Instrument | 2020037956 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 13 SENTRY OAK PL, PALM COAST, FL 32137-8057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 13 SENTRY OAK PL, PALM COAST, FL 32137-8057 |
| Document Number | 0026480913 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 2648/913 |
| Instrument | 2022002452 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 22, 2020 |
| Property Address | 13 SENTRY OAK PL, PALM COAST, FL 32137-8057 |
| Document Number | 0024790211 |
| Book / Page | 002479 / 000211 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 37955 |
| Record Updated | Oct 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 13 SENTRY OAK PL PALM COAST FL 321378057, PALM COAST, FL 32137-8057 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 28, 2020 |
| Property Address | 13 SENTRY OAK PL, PALM COAST, FL 32137-8057 |
| Document Number | 0024711928 |
| Book / Page | 002471 / 001928 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 34100 |
| Record Updated | Oct 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 13 SENTRY OAK PL PALM COAST FL 321378057, PALM COAST, FL 32137-8057 |
The 2025 property tax bill for 13 Sentry Oak Pl was $6,121, up 2.3% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,121.00 (+2.31%) | $379,972 | $573,652 Land $97,000 Building $476,652 |
| 2024 | $5,983.00 (+2.27%) | ||
| 2023 | $5,850.00 (+0.69%) Homeowner's exemption | $358,508 (+3%) | $579,287 (+3.72%) Land $97,000 Building $482,287 |
| 2022 | $5,810.00 Homeowner's exemption | $348,066 | $558,532 Land $97,000 Building $461,532 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 13 Sentry Oak Pl in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 364 units insured incl. 314 condo units |
| Nearby Flood Claims | 19 (1982–2022) |
| Claims Outside the SFHA | 17 of 19 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Sentry Oak Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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