Kershaw County property record for 13 Sedge Ct, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 1,653 sqft · built 2015 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $139,900 (Aug 2019) |
| Tax Bill | $948 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Line of Credit Sep 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 322-19-08-008-SHS |
| Primary APN | 322-19-08-008-SHS |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,653 sqft Gross Area |
| Gross Area | 1,320 sqft |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 13,504 sqft (0.31 acres) |
| Account Number | 44607 |
|---|---|
| Old Parcel Number | 322-19-08-008 SHS |
| Street Address | 13 SEDGE CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-5601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | WEDGWOOD SUBDIV PHASE 8 LOT 8 |
| Legal Subdivision | WEDGWOOD SUBD |
| Legal Phase | 8 |
| Legal Lot Number | 8 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970906 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13 SEDGE CT, ELGIN, SC 29045-5601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2019 | Grant Deed, Transfer · Line of Credit RURAL HSNG SVC OR SUCCESSOR AG |
| Sep 5, 2018 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2019 · Amount on Record |
| Deed Sale | Aug 2, 2019 · Amount on Record |
| Deed Document Number | 0004069259 |
| Deed Book / Page | 4069 / 259 |
| Last Transfer Date | Aug 5, 2019 |
| Transfer Doc | 0000006173 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Aug 5, 2019 |
| Property Address | 13 SEDGE CT, ELGIN, SC 29045-5601 |
| Document Number | 0000006173 |
| Book / Page | 004069 / 000259 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 6173 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $518.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 SEDGE CT ELGIN SC 290455601, ELGIN, SC 29045-5601 |
| Document Number | 6174 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 004069/000262 |
| Instrument | 6174 |
| Name | RURAL HSNG SVC OR SUCCESSOR AG |
|---|---|
| Address | SAINT LOUIS, MO 63166 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 456 Months |
| Due | Aug 4, 2057 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 13 SEDGE CT, ELGIN, SC 29045-5601 |
| Document Number | 0000007663 |
| Instrument Date | Sep 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 13 SEDGE CT ELGIN SC 290455601, ELGIN, SC 29045-5601 |
| Document Number | 0000007663 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 003925/000018 |
| Instrument | 7663 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $948.00 (+1.72%) | $139,800 (-) Land $30,000 Building $109,800 | $139,800 (-) |
| 2023 | $932.00 | $139,800 Land $30,000 Building $109,800 | $139,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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