Albany County and Guilderland Town property record for 13 Schoolcraft St, Guilderland, NY 12084
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,656 sqft · built 1948 |
| Lot Size | 0.208 acres (9,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Feb 2025) |
| Tax Bill | $8,033 (2026) |
| Deeds & Mortgages | Feb 2025 Line of Credit Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 40.17-1-23 |
| Primary APN | 013089 40.17-1-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,656 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| 2nd Floor Area | 1,304 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,100 sqft (0.208 acres) |
| Lot Dimensions | 140 ft deep x 65 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 655 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04001700010230000000 |
|---|---|
| Street Address | 13 SCHOOLCRAFT ST |
| City | GUILDERLAND |
| State | NY |
| Zip | 12084-9204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 7 WAR |
| Legal Subdivision | SUBDIVISION OF THE WARD TRACT |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 14617 |
13 Schoolcraft St is owned and occupied by two individuals who bought it in February 2025.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 SCHOOLCRAFT ST, GUILDERLAND, NY 12084-9204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2025 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Jun 2, 2022 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Jan 27, 2017 | Deed of Trust, Mortgage · ARM CAPITAL COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2025 · Amount on File |
| Deed Sale | Feb 12, 2025 · Amount on File |
| Deed Document Number | 20252725 |
| Prior Transfer Date | Mar 30, 2009 |
| Prior Transfer Doc | 0029470194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 13 SCHOOLCRAFT ST, GUILDERLAND, NY 12084-9204 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13 SCHOOLCRAFT ST, GUILDERLAND, NY 12084-9204 |
| Document Number | 0000000328 |
|---|---|
| Date | Feb 7, 2025 |
| Instrument | R2025-2328 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 6, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 13 SCHOOLCRAFT ST, GUILDERLAND, NY 12084-9204 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13 SCHOOLCRAFT ST, GUILDERLAND, NY 12084-9204 |
| Document Number | 0000003950 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | R2022-13950 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | May 23, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 13 SCHOOLCRAFT ST, GUILDERLAND, NY 12084-9204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002474 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | R2017-02474 |
| Name | CAPITAL COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.87% |
The 2026 property tax bill for 13 Schoolcraft St was $8,033 with a homeowner's exemption, up 14.2% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,033.00 (+14.2%) Homeowner's exemption | ||
| 2025 | $7,034.00 Homeowner's exemption Additional exemption filed | $279,000 Land $56,000 Building $223,000 | $372,000 Land $74,667 Building $297,333 |
| 2023 | $279,000 (-) Land $56,000 Building $223,000 | $328,235 (+7.06%) Land $65,882 Building $262,353 | |
| 2022 | $279,000 Land $56,000 Building $223,000 | $306,593 Land $61,538 Building $245,055 | |
| 2021 | $6,855.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Schoolcraft St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Schoolcraft St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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