Middlesex County and Bedford Town property record for 13 School Ave, Bedford, MA 01730
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,880 sqft · built 1790 |
| Lot Size | 0.199 acres (8,682 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $839,965 (Dec 2018) |
| Tax Bill | $115 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance Oct 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BEDF M:054 P:0166 |
| Primary APN | BEDF M:054 P:0166 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,880 sqft Living Area |
| Gross Area | 3,364 sqft |
| 1st Floor Area | 972 sqft |
| Basement Area | 908 sqft |
| Unfinished Basement | 908 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1790 |
|---|---|
| Effective Year Built | Effective 1790 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,682 sqft (0.199 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 13 SCHOOL AVE |
|---|---|
| City | BEDFORD |
| State | MA |
| Zip | 01730-2131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Jurisdiction | BEDFORD MA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 359303 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Old Bedford Center Historic District (Boundary Increase and Decrease) listed 2014 · 242 contributing resources · NRIS 14000327 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Bedford Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 13 SCHOOL AVE, BEDFORD, MA 01730-2131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK |
| Oct 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Aug 19, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 4, 2019 | Deed of Trust, Mortgage DRAPER & KRAMER MTG |
| Dec 20, 2018 | Quit Claim Deed, Transfer FIRST CHOICE LN SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on Record |
| Deed Sale | Dec 20, 2018 · Amount on Record |
| Prior Sale | Sep 13, 2016 · Amount on Record |
| Transfer Doc | 1355-8 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 13 SCHOOL AVE, BEDFORD, MA 01730-2131 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001919205 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 1919205 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 13 SCHOOL AVE, BEDFORD, MA 01730-2131 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001897442 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 1897442 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEDFORD MA |
| Recording Date | Aug 19, 2020 |
| Property Address | 13 SCHOOL AVE, BEDFORD, MA 01730-2131 |
| Document Number | 0001850575 |
| Instrument Date | Aug 19, 2020 |
| Instrument | 1850575 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13 SCHOOL AVE BEDFORD MA 017302131, BEDFORD, MA 01730-2131 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 13 SCHOOL AVE, BEDFORD, MA 01730-2131 |
| Document Number | 0000030793 |
| Instrument Date | Dec 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13 SCHOOL AVE BEDFORD MA 017302131, BEDFORD, MA 01730-2131 |
| Document Number | 0000030793 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 30793 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 8, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEDFORD MA |
| Recording Date | Dec 20, 2018 |
| Property Address | 13 SCHOOL AVE, BEDFORD, MA 01730-2131 |
| Document Number | 0000004054 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 4054 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,830.24 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 SCHOOL AVE BEDFORD MA 017302131, BEDFORD, MA 01730-2131 |
| Document Number | 4055 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 4055 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 19, 2048 |
Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Bedford Town |
| Unified School District | Bedford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115.00 (-98.94%) | $961,700 (+5%) Land $472,000 Building $489,700 | $1,118,625 |
| 2024 | $10,881.00 (+1.63%) | $915,900 (+6.76%) Land $449,500 Building $466,400 | |
| 2023 | $10,707.00 | $857,900 Land $425,800 Building $432,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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