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13 Sandy Pond Rd, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 13 Sandy Pond Rd, Ayer, MA 01432 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,020 sqft · built 1949
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$228,000 (Mar 2018)
Tax Bill$3,966 (2025)
Deeds & MortgagesApr 2021 Refinance
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNAYER M:028 B:0000 L:0120

Property Details

APN / Parcel Number

Primary APNAYER M:028 B:0000 L:0120

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,020 sqft Living Area
Basement Area816 sqft
Unfinished Basement816 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address13 SANDY POND RD
CityAYER
StateMA
Zip01432-1720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number120
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group1
Census Block1003
Census Tract325101

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:028 B:0000 L:0120

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13 SANDY POND RD, AYER, MA 01432-1720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MIDDLESEX SAVINGS BANK
Mar 30, 2020Deed of Trust, Mortgage · Conventional with PMI
ROSS MTG CO INC
Dec 15, 2017Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 07, 2018 · Amount on Record
Deed SaleMar 07, 2018 · Amount on Record
Prior SaleDec 15, 2017 · Amount on Record
Deed Book / Page70710 / 126
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address13 SANDY POND RD, AYER, MA 01432-1720
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number077610-373
DateApr 27, 2021
Book Page77610/373
Instrument93877
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueMay 01, 2031

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address13 SANDY POND RD, AYER, MA 01432-1720
Document Number74410-40
Instrument DateMar 30, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 SANDY POND RD AYER MA 014321720, AYER, MA 01432-1720

Mortgage

Document Number74410-40
DateApr 03, 2020
Book Page074410/000040
Instrument49965
Lender
NameROSS MTG CO INC
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 02, 2050

December 2017: Foreclosure

Document TypeForeclosure
JurisdictionAYER MA
Recording DateDec 15, 2017
Property Address13 SANDY POND RD, AYER, MA 01432-1720
Document Number70388-337
Book / Page070388 / 000337
Instrument DateNov 16, 2017
Instrument3346
Transaction TypeForeclosure
Record UpdatedJan 03, 2018

Transaction

AmountAmount Recorded
Tax$798.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 S LA SALLE ST #2000 CHICAGO IL 606055011, 2000, CHICAGO, IL 60605-5011

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,966.00 (+5.87%)$331,600 (+9.95%) Land $146,400 Building $185,200$435,860 (-5.32%)
2024$460,370
2023$3,746.00$301,600 Land $157,100 Building $144,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173251011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 6% of the US · above 14% of Massachusetts
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 150 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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