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13 Saint Charles Pl, Flagler Beach, FL 32136 Property Records

Flagler County property record for 13 Saint Charles Pl, Flagler Beach, FL 32136 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,381 sqft · built 2000
Lot Size0.535 acres (23,305 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Dec 2020)
Tax Bill$4,660 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN37-12-31-1925-00000-0070

Property Details

APN / Parcel Number

Primary APN37-12-31-1925-00000-0070

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,381 sqft Living Area
Gross Area3,160 sqft
1st Floor Area2,381 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2007
Exterior MaterialStone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area23,305 sqft (0.535 acres)
DrivewayConcrete Driveway
Driveway Area1,564 sqft
Pool Area270 sqft
Deck Area668 sqft
Patio Area668 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address13 SAINT CHARLES PL
CityFLAGLER BEACH
StateFL
Zip32136-4905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRCHILD OAKS PHASE I LOT 7 MB 31 PG 2 OR 658 PG 1683 OR 1448 PG 720 OR 1559 PG 1606 OR 1893/1131 OR 1907/1631-CD OR 1928/390 OR 1957/1375
Legal Range31E
Legal Township12S
Legal Section37
Legal SubdivisionFAIRCHILD OAKS
Legal Phase1
Legal Lot Number7
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2002
Census Tract60304

Owner

Source: Flagler County records · APN 37-12-31-1925-00000-0070

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13 SAINT CHARLES PL, FLAGLER BEACH, FL 32136-4905
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2023Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Dec 08, 2020Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 08, 2020 · Amount on Record
Deed SaleDec 08, 2020 · Amount on Record
Prior SaleAug 05, 2013 · Amount on Record
Deed Document Number202051016
Deed Book / Page2502 / 1496
Prior Transfer DateMar 19, 2007
Prior Transfer Doc0015591606
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address13 SAINT CHARLES PL, FLAGLER BEACH, FL 32136-4905
Transaction TypeMortgage
Record UpdatedJun 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 SAINT CHARLES PL, FLAGLER BEACH, FL 32136-4905

Mortgage

Document Number0027810806
DateMay 17, 2023
Book Page2781/806
Instrument2023021358
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 07, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateDec 08, 2020
Property Address13 SAINT CHARLES PL, FLAGLER BEACH, FL 32136-4905
Document Number0025021496
Book / Page2502 / 1496
Map ReferenceMB 31 PG 2&3
Instrument DateDec 07, 2020
Instrument2020051016
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyREALTY PRO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2299 OLD KINGS RD, 2299, ORMOND BEACH, FL 32174-9356

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 SAINT CHARLES PL, FLAGLER BEACH, FL 32136-4905

Mortgage

Document Number0025021498
DateDec 08, 2020
Instrument2502/1498
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,660.00 (-6.09%) Homeowner's exemption$371,812 (+5.99%)$436,583 (-2.36%) Land $65,000 Building $371,583
2024$4,962.00 (+2.18%)
2023$4,856.00 (+4.93%) Homeowner's exemption$350,808 (+3%)$447,117 (+4.89%) Land $68,000 Building $379,117
2022$4,628.00 Homeowner's exemption$340,590$426,286 Land $68,000 Building $358,286

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350603042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies64 in force
Nearby Flood Claims8 (2016–2024)
Claims Outside the SFHA5 of 8
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 6 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 613 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Metronet Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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