Seneca County and Waterloo Town property record for 13 S Seneca St, Waterloo, NY 13165
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,035 sqft · built 1890 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $41,500 (Nov 2002) |
| Tax Bill | $3,228 (2026) |
| Deeds & Mortgages | Jun 2022 Transfer |
| APN | 453801 09-2-12 |
| Primary APN | 453801 09-2-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,035 sqft Total Area |
| 1st Floor Area | 1,187 sqft |
| 2nd Floor Area | 848 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Lot Area | 17,424 sqft (0.4 acres) |
| Porch | Slab |
| Porch Area | 384 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 13 S SENECA ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1319 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Description | MB41-33 MB02-387 |
| Legal Block | 2 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 950600 |
13 S Seneca St, a duplex, is owned by a company that acquired it in June 2022 and is owner-occupied.
Source: Seneca County and Waterloo Town records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 13 S SENECA ST, WATERLOO, NY 13165-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2002 · Amount on File |
| Deed Sale | Nov 8, 2002 · Amount on File |
| Prior Sale | Jun 14, 2002 · Amount on File |
| Deed Book / Page | 657 / 4 |
| Last Transfer Date | Jun 6, 2022 |
| Transfer Doc | 001058/158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Jun 21, 2022 |
| Property Address | 13 S SENECA ST, WATERLOO, NY 13165-1319 |
| Document Number | 001058/158 |
| Book / Page | 1058 / 158 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 58924 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 S SENECA ST, WATERLOO, NY 13165-1319 |
The 2026 property tax bill for 13 S Seneca St was $3,228 with exemptions applied, up 4.2% from the year before.
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,228.00 (+4.2%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,098.00 | $63,400 Land $15,300 Building $48,100 | $103,900 Land $25,074 Building $78,826 |
| 2023 | $63,400 Land $15,300 Building $48,100 | $89,296 Land $21,549 Building $67,747 | |
| 2019 | $1,636.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 13 S Seneca St; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 S Seneca St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
May also be available: T-Mobile.
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