Branch County property record for 13 S Monroe St, Coldwater, MI 49036
| Property Type | Commercial |
|---|---|
| Details | 3,690 sqft · built 1860 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Company Name on Record |
| Last Sale | $65,500 (Jul 2019) |
| Tax Bill | $3,424 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 301-000-000-018-00 |
| Primary APN | 301-000-000-018-00 |
|---|
| Building Area | 3,690 sqft Building Perimeter |
|---|
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Lot Area | 1,742 sqft (0.04 acres) |
| Street Address | 13 S MONROE ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1909 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 6 INCHES IN WIDTH OFF N SI LOT 10 ALSO LOT 11 & LOT 12 OF HENRY C LEWIS SUBD OF LOTS 24 & 25 EXC NLY 21 FT OF LOTS 11 & 12 |
| Legal Subdivision | HENRY C LEWIS SUBD |
| Legal Lot Number | 10 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 951600 |
Source: Branch County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 112 S MONROE ST, STURGIS, MI 49091-1729 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 6, 2020 | Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST |
| Jul 24, 2019 | Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on Record |
| Deed Sale | Jul 24, 2019 · Amount on Record |
| Prior Sale | Jun 16, 2005 · Amount on Record |
| Deed Document Number | 20194673 |
| Prior Transfer Date | May 28, 1993 |
| Prior Transfer Doc | 0809000848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 13 S MONROE ST, COLDWATER, MI 49036-1909 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202000098 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 2020-00098 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 24, 2019 |
| Property Address | 13 S MONROE ST, COLDWATER, MI 49036-1909 |
| Document Number | 0201904673 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2019-04673 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Tax | $563.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3055 N SR 3, MONGO, IN 46771 |
| Name | Verified Name |
|---|---|
| Address | 108 GROVE ST, STURGIS, MI 49091-1631 |
| Investor | Possibly a Property Investor |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,350 (+0.42%) | $168,700 (+0.42%) | |
| 2025 | $3,424.00 (+2.88%) | $84,000 | $168,000 |
| 2024 | $3,328.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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